Tag Archives: PayPal

Need some Ebay Help? Ask an Ebay Power Seller (aka Me!)

Ebay Master

Need some Ebay Help?  Ask an Ebay Power Seller (aka Me!)

If you are like me, hopefully just a little bit, you might be saying, “Thanks grandma for the ___ for my ___, I’ve always wanted one of these,” but in your head, you are thinking, “dang, what the heck is this and why would she buy this for me?  Is there anyway to sell this and get some money for the ____ I really want?”  The answer is yes, and you can sell it on Ebay!

Never sold something on Ebay before?  No problem, we all have to start somewhere.  If you want to learn how to sell your first Ebay item, check out this post: Sell your First Ebay Item.

If you are in a hurry, I recommend download the Ebay app for iOS or Android.  You can take pictures on your phone, edit with the Ebay app, and list it in a matter of minutes.

Pricing

One of the trickiest and most important part of Ebay is the pricing strategy you decide to use.  You can have an auction run from 1-10 days or have a buy it now listing run for 30 days.  In general, if you want to sell an item faster (but for less money), use a buy it now listing.  If you want to get the most money possible and don’t mind waiting a few days, go for the listing.  If there is a lot of demand for the item you are selling, I would have a small starting bid, like 99 cents.  If you have a unique item with not much selling history, go with a higher starting bid, close to the amount you would like to sell the item for.  From my 9 years of Ebay selling, I always prefer having an auction end on a Saturday, either morning or afternoon.  Please remember times zones when starting an auction.  7AM Eastern Time is not considered morning for us West Coaster bidders.  And likewise for West Coast sellers.  Do not have an auction end after 7PM, since most East Coasters are in bed or out on the town.   Continue reading →

Free Money Program Updates: Bluebird Reloads, Great Bridge Group, Plink Points, and Orbitz Rewards (& Free Checked Bags)

Shopping Cart Money

Free Money Program Updates: Bluebird Reloads, Great Bridge Group, Plink Points, and Orbitz Rewards (& Free Checked Bags)

Tis the season for giving and all through the house internet browser, not a penny was wasted, not even a mouse (what rhymes with browser? schnauzer?).  All rhyming aside, these 4 free money opportunities are out there for you.  I’m sure you got your fix of Small Business Saturday $10 statement credits, $25 Amazon statement credits, and whatever else American Express offers are out there.  Here are some of the lesser known options:

1 – Earn up to 1.5% cash back on all Bluebird online reloads by using a PayPal Debit Card (not a PayPal Prepaid MasterCard).  In November, I earned $17.22 in cash back ($1,148 x 1.5% cash back = $17.22) – read here

PayPal Bluebird Cash Back

2 – Earn cash back from Great Bridge Group for providing “shopping data” to their marketing agency.  They pay 1/10th of 1%, so you earn 1 penny per $10 you charge… on everything.  You are going to spend money on your credit and debit cards, why not earn a little bit extra?  I get more cash back spending money than my brother gets saving his money in his Wells Fargo savings account.  So far I have earned $60.08.  How much have you earned? – read here

Great Bridge Group Update

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PSA: Chase Ink Card Annual Spending Limit and PayPal Debit Card

PSA TWG

PSA: Chase Ink Card Annual Spending Limit

A few readers have asked me some good questions, so I thought I would answer them for everyone.  Since I am sure most of you have at least one Chase Ink Business Credit Card, you are probably aware of the $50,000 annual spending limit for 5x categories (office supply stores and on cellular phone, landline, internet and cable services).

The terms of the card state that your spending limits apply annually and Chase defined annual as:

“Annually” means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve billing cycles thereafter.) There is no maximum number of points that can be earned on net purchases earning 1 base point, or the additional 1 point on chase.com/ultimaterewards bookings.”

So to clarify, you have 12 months (12 billing periods) before your annual spending limit is reset.  $50,000 / 12 months = $4,167 per month at 5x categories and 2x categories.  If you have a Chase Ink Cash or Ink Classic, $25,000 / 12 months = $2,083 per month at 5x categories and 2x categories.

Compare Ink Cards

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A Bunch of Random Credit Card News

CCs

A Bunch of Random Credit Card News

On Thursday, Chase started issuing new Chase Sapphire Preferred credit cards with the new EMV (chip and signature).  To request your new card, call the number on the back of your current Chase Sapphire Preferred (no chip and signature for the Sapphire basic card).  They will UPS Next Day Air the card to you.  The account number, expiration date, and 3 digit CVV code on the back all stay the same.  Chip and Signature is slightly better than a regular magnetic strip card, but not nearly as good as true Chip and Pin.  Because the Chip does not contain a PIN, you will need to sign for every purchase with a signature, hence the name Chip and Signature.  In some cases, like train stations in Europe, the Chip and Signature card actually works when a normal credit card would not.  For example, in Amsterdam, my Chase Hyatt Credit Card (with Chip and Signature) worked in the train ticket machine when my Chase Sapphire Preferred card (pre Chip and Signature card) did not.  Also, since I recently downgraded to the Sapphire basic card, I am literally the only one in my house that doesn’t have the new Chip and Signature card :(

CSP Chip Sig

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PayPal now lets you Pay with Prepaid Debit Cards

PP_Logo

PayPal now lets you Pay with Prepaid Debit Cards

I was using PayPal over the weekend to do some shopping and noticed that new link in the right corner of the screen that said “Now accepting prepaid gift cards.”  I had never seen that before and was curious about the new feature.

Prepaid Gift Cards PayPal Home

Apparently, you can now add a prepaid gift (debit) card to PayPal and use it like a normal credit card to pay for things through PayPal.  I though PayPal verified your name and billing address when adding a card to your PayPal account, but this looks like that is not required anymore.

Prepaid Gift Cards PayPal

I am not sure how this matters to anyone, but thought I would share anyways.  There are lots of smart people out there who might find a way to benefit from this new feature.  If you have any questions, please leave a comment below.

P.S. – I am working on a post on how to get Amazon Prime membership for a fraction of the full price, how to get Amazon Prime for free, and how to make money with your Amazon Prime account, so stay tuned til after Halloween to  find out.

Also, I will show you how you can turn any hard drive into an external hard drive used for back up (it is a lot easier than you probably think).