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Discover It Credit Card $20 Statement Credit for Using Virtual Card on Google Chrome (Targeted Offer)

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Good afternoon everyone, I hope you had a great weekend.  I just received an email from Discover about a targeted offer on my Discover It Credit Card where I can get a $20 statement credit after making a $200 virtual card purchase on Google Chrome.  The email came from discover@card-e.em.discover.com with the subject line: “Congrats, Grant: You have a $20 cash back offer”.  Check your email to see if you are eligible for the offer.

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Here are the terms and conditions from the bottom of the email:

1. Offer valid now through 7/31/2025. Earn $20 Cashback Bonus® when you spend at least $200 on new purchases made using your Discover® Card with a virtual card number. Virtual card numbers can be created and used in Google Chrome™ browser on desktop or mobile devices, and Android apps, where available. Virtual card number eligible purchases include those made online in Google Chrome browser, or in Android apps, where available, only when virtual card or virtual card number is selected. Virtual card numbers may not be accepted by all merchants. Tapping your mobile device in-store for Google PayTM purchases is a different form of payment than virtual cards or virtual card numbers and are not eligible purchases. No activation required. Offer is non-transferable and limited to one offer per Discover account, whether the offer is received from Discover or Google. Purchases must be made with merchants in the U.S. To qualify for $20 Cashback Bonus®, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are paid out based on the transaction date provided by the merchant. Discover does not determine the transaction date. Some merchants may provide a transaction date that may be different than the day the purchase was initiated. Rewards are added to your Cashback Bonus account within two billing periods of the end of the promotion. You will no longer be eligible for this offer if you switch to a Discover it® Miles Card. Certain third-party payment accounts and virtual card number transactions may not earn $20 Cashback Bonus if the technology does not provide sufficient transaction details. Discover does not determine the transaction details it receives for purchases. Listed merchants are in no way sponsoring or affiliated with this program. Learn more at Discover.com/credit-cards/digital-wallets/google-pay/google-vcn. See Cashback Bonus Terms and Conditions for more information about your rewards.

2. Virtual card numbers can be created and used in Google Chrome browser on desktop or mobile devices, and Android apps, where available. Tapping your mobile device in-store for Google Pay purchases is a different form of payment than virtual cards or virtual card numbers. When paying online, look for virtual card or virtual card number to determine that you are using that form of payment. Virtual card numbers may not be accepted by all merchants.

I have almost 3 months to complete the process, so I will wait until I have a purchase that is slightly more than $200.  If you have any questions about this offer, please leave a comment below.  Have a great day everyone!


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