Good evening everyone. Earlier this week, I reviewed my Wells Fargo credit card statements and spotted some changes to the terms. I wrote about those changes here: Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits). For today’s post, I reviewed my recent American Express statements and compiled all the changes I saw on my cards. Nothing super interesting stood out to me, but I did see mentions of Ameriprise, third party purchases, paying in foreign currency, cash advances, and a few other things. Here is my attempt to provide some insight about these changes. Just a heads up that American Express likes to repeat the same information in different places. This first section covers Ameriprise cards, earning points with third party purchases, and the arbitration process.
Good morning everyone, I hope your weekend is off to a great start. I was checking my Chase account this morning and spotted 3 new Chase Offers. I looked at my Chase account yesterday (July 31), but they were not there, so I’m guessing these offers started for everyone today (August 1). Lucky for me, these 3 travel offers all showed up on my Chase Sapphire Reserve Credit Card, but this is also my most used Chase credit card. Your mileage may vary, but I had 3 great travel offers:
- Alaska Airlines: 10% cash back (minimum purchase of $50, maximum cash back of $31)
- IHG Hotels: 10% cash back (minimum purchase of $100, maximum cash back of $31)
- Gaylord Hotels: 15% cash back (minimum purchase of $100, maximum cash back of $63)
Good afternoon everyone, I hope your week is going well. Yesterday (July 27) was my 1 year wedding anniversary – what a crazy year it has been! If you are unfamiliar with our love story, please read Quick Update Regarding the Old 150x British Airways Avios & Match.com Promo. Long story short, I joined Match.com because British Airways was running a huge promo and offering thousands of British Airways Avios. In the end, I didn’t get the Avios, but I did get the girl and we got married in Sonoma, CA on July 27, 2019. Last weekend, we drove down to Carmel / Monterey / Big Sur for our anniversary. Here is where we stayed and ate during our trip…
Good morning everyone. Long story short, I contacted American Express via chat because I had an issue with the monthly $10 dining credit on my American Express Gold Card. I was a procrastinator in June and used my AMEX Gold Card to make a Grubhub purchase on June 30 (to trigger the June $10 dining credit). The purchase posted the following day on July 1 and the $10 dining credit posted to my account on July 4. The next day on July 5, I made another Grubhub purchase (to trigger the July $10 dining credit). I immediately received the “Great news! You just used your Amex Offer” email from American Express. Fast forward to today and I was still waiting for the $10 dining credit to post to my account. I reached out to American Express via their chat feature. Here is my conversation with the AMEX Rep and my thoughts…
Good morning everyone, I hope your weekend is off to a great start. My wife and I have a few large expenses coming up in the next few months, so we decided to get a new credit card. Since Laura is under 5/24, we decided that she should apply for a new Chase credit card. She currently has a Chase World of Hyatt Credit Card, a Chase Southwest Airlines Priority Credit Card, and a Chase Freedom Credit Card (converted from a Chase Sapphire Preferred Credit Card last year).
Laura doesn’t have a business, so we didn’t look at any business credit cards. It’s too soon to apply for a Chase Sapphire Reserve, she didn’t want any more Southwest Airlines credit cards, she didn’t want an international airline credit card (Aer Lingus, British Airways, or Iberia), and she wanted a decent sign up bonus. After whittling down the list of possible Chase credit cards, we were left with 4 options.
After calculating the value of the sign up bonus and subtracting the first year annual fee, the Chase IHG Premier Credit Card had the highest net value. Coincidentally, I wanted Laura to get this credit card because I also have a Chase IHG Premier Credit Card. My annual fee will post next month, so I wanted to have 2 credit cards that would renew around the same time so that the free night certificates would be valid for the same date range.