Tag Archives: credit cards

10,000 Anniversary Points & Annual Fees Post at Different Times for Citi AT&T Access More

Good morning everyone, I hope you had a great Valentine’s Day.  A quick thank you to everyone who entered my Valentine’s Day Swag Giveaway – winners will be announced soon.  I have written about the Citi AT&T Access More Credit Card many times before (Convert any Citi Card to the Citi AT&T Access More Credit Card) and I currently hold 3 AT&T Access More Credit Cards (1 original and 2 converted).  Recently, I noticed something strange regarding when the 10,000 bonus Citi Thank You Points post to your account (after you spend $10,000+ on the card) and when the $95 annual fee posts.  For all of my other credit cards, the anniversary points or free night certificate usually post the same month the annual fee is billed, thus signalling the start of a new cardmember year.  However, I noticed that the Citi AT&T Access More Credit Cards have a cardmember year (where the $95 annual fee posts at the beginning of a new cardmember year) and when the 10,000 bonus Citi Thank You Points post at the end of your “12 month spending year”.  I’m sorry if this sounds super confusing, hopefully it makes sense by the end of this post.

I have 3 Citi AT&T Access More Credit Cards and here are when the 10,000 bonus Citi Thank You Points posted to my account:

  • Card 1 (ending in 73) posted on February 6, 2019
  • Card 2 (ending in 70) posted on January 4, 2019
  • Card 3 (ending in 30) posted on June 6, 2018 (and previously on June 6, 2017)

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AMEX Old Blue Cash: How to See Cash Back for Each Transaction & Calculate $6,500 Minimum Spend

Good morning everyone.  A long time ago, I got the American Express Blue Cash Credit Card (conventionally known as the AMEX Old Blue Cash).  This credit card is no longer available, but if you have one, you earn 5% cash back at grocery stores, gas stations, and pharmacies.  The card offers no annual fee, but you have to spend a minimum of $6,500 on the credit card before the bonus categories start earning 5% cash back.  All purchases made before the $6,500 spend earn 0.5% to 1% cash back, so it is important to know how much you have spent so you can start racking up the 5% cash back.

When you sign into your American Express online account, you will see the start and end date of your Reward Year.  In my case, I need to spend $6,500 after September 13, 2018 to unlock the 5% cash back categories.  To see if previous purchases earned 5% cash back, click the View Rewards Details link.  Oh by the way, this information used to be on the credit card statements, but American Express removed the information from the statements and you now have to do additional work to see your cash back transactions and earning details.

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$25 Off Frequent Traveler University (FTU) Seattle Tickets (Book By Jan 31)

Updated at 7:00am PT on 2/7: Use promo code LOTSALOVE to save $25 on FTU tickets (code expires February 17, 2019).  Hope to see you there!

Updated at 9:30am PT on 1/13: Use promo code TRAVELMORE to save $25 on FTU tickets (code expires January 31, 2019).  Hope to see you there!

Updated at 7pm PT on 12/28: Use promo code NEWYEAR to save $30 on FTU tickets (code expires January 2, 2019).  Hope to see you there!

Good evening everyone.  Earlier today, I purchased my ticket to the next Frequent Traveler University (FTU) travel conference that will be held in Seattle the weekend of March 9-10.  I have attended many travel conferences over the years (Frequent Travel University, Chicago Seminars, TravelCons, etc.) and I always enjoy listening to the speakers and meeting blog readers.  If you are free the weekend of March 9-10 and don’t mind talking about miles & points for hours on end, come to FTU Seattle!

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Statement Credits Post Fast for $100 Shop with Dell Benefit + Dell 10% Cash Back AMEX Offer

Good afternoon everyone.  Last week, I wrote American Express Business Platinum Stack: $100 Shop with Dell Benefit + Dell 10% Cash Back AMEX Offer.  Fast forward to yesterday, I received my Dell order and my $100 Shop with Dell statement credit, along with the $10.74 cash back earned from the Dell 10% cash back AMEX Offer.  When the dust had all settled, my American Express Business Platinum Charge Card has a credit balance of $3.32 (the closer your order came to exactly $100, the greater your credit balance will be).

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American Express Changes Details of Cash Advances, Contactless Transactions & Business Gold Card Top Categories

Good morning everyone, I hope you had a great weekend.  I was reviewing my recent American Express statements and saw a few changes that I wanted to bring to your attention.  As far as I can tell, none of these changes are major, but if you see anything that stands out to you, please let me know in the comments.  There were 3 changes to details regarding cash advances, contactless transactions, and the American Express Business Gold Card.  These notices appeared on all of my American Express cards.  The first change is regarding cash advances.  I wasn’t able to find the current definition of cash advances, but the new definition of cash advances includes “cash equivalents” and I am not sure if that means gift cards or not.

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