Tag Archives: Bank of America

Random News: Many AMEX Offers (Uber), Citi Late Fees and AA Food Discounts, Discover It 5% Cash Back Targeted Promo, $30 Tabbed Out Promo, $50 Alaska Airlines Discount Promo, and Office Depot 33% Off Coupon

AMEX Offers

Random News: Many AMEX Offers (Uber), Citi Late Fees and AA Food Discounts, Discover It 5% Cash Back Targeted Promo, $30 Tabbed Out Promo, $50 Alaska Airlines Discount Promo, and Office Depot 33% Off Coupon

Good morning everyone, here are some random news articles worth mentioning…

The blogosphere is going crazy about the Uber AMEX Offer (Spend $10+ get $10 AMEX statement credit).  Read Frequent Miler’s post to learn how to maximize this promo using multiple AMEX credit/charge cards and buying Uber egift cards.  Make sure to read the comments as well, since the Uber gift cards can only be bought from some Uber accounts.

Uber AMEX Offer

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*Some* Chase Credit Cards Charging Cash Advance Fees for Online Serve Reloads

Update: 7AM PST – Chase Sapphire Preferred and Chase Freedom reloads are showing up as cash advances online.
AMEX Serve Logo

*Some* Chase Credit Cards Charging Cash Advance Fees for Online Serve Reloads

There have been reports on FlyerTalk (link) and some Tweets that Serve is now charging cash advance fees for *some* online Serve reloads.  Most of the cash advance reports state that Chase is charging cash advance fees for online reloads.

RRGG on the FlyerTalk thread (link) has some good info:

It seems like you should include a little more information if you’re going to start a new thread. You didn’t mention the type of card for example. NOT EVERYONE is getting a cash advance from Chase, as mentioned in the Serve thread.

There are reports of no cash advance today on:
UA Explorer Visa
UA Explorer MC
Sapphire Preferred
Southwest Visa
Also Barclay, Citi cards (Prestige), Fidelity AMEX

There are reports of a cash advance today on:
UA Club
UA Explorer
Ink Bold Visa
Sapphire Preferred
Also a Capital One card

As you can see it’s not even consistent.

Finally, in the past sometimes Chase has posted these as cash advance at first. After a few days they get changed to a regular charge. If anyone actually got a cash advance fee, you might want to share that.

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More Info Regarding Chime Card Loads After October 8 and my App-O-Rama Planning

Chime Logo

More Info Regarding Chime Card Loads After October 8 and my App-O-Rama Planning

Literally a few minutes before writing this post, I received the following email from Chime regarding the previously announced changes to debit card loads (link). Starting October 8, you will be able to load up to $200 per day, with a minimum load amount of $25.  If you use a debit card from Chase, Wells Fargo, Bank of America, U.S. Bank, Comerica Bank, or USAA, your debit card loads will remain free.  If you use a different debit card (including the PayPal Business Debit Card), you will *most likely* get hit with a “fee of up to 3%” per load.  We still need to wait and see what Chime does regarding the PayPal Business Debit Card.  If you use a debit card from one of the previously mentioned banks, the October 8 change will benefit you.

Chime Debit Card Updated Terms

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Master Collection of all of My Reconsideration and Retention Calls

Which Credit Card

Master Collection of all of My Reconsideration and Retention Calls

As an experienced miles and points collector, I can’t stress enough how important it is to be approved for new credit cards (and their huge sign up bonuses) and to keep the best travel credit cards while paying the least amount of annual fees.  Some credit card companies will offer statement credits, either to fully or partially offset the annual fee, just by calling and asking.  Other times, they will offer a “spending challenge” where you will have to spend $X in Y months to get a statement credit or bonus miles/points.  Here are some of my recent conversations concerting reconsideration calls (calls to be approved for new credit cards) and retention calls (calls to minimize or eliminate the annual fee).

For simplicity, green represents good calls (such as being approved or receiving a favorable retention bonus) and red represents bad calls (such as not being approved or not receiving a retention bonus).

Reconsideration Calls (and one Reconsideration Bank Visit):

  • 7/14/14 – US Bank Club Carlson Business Credit Card bank visit (link).  
  • Account approved after a few days.
  • 6/12/14 – Citi American Airlines Executive World MasterCard (link).  
  • Account approved over the phone.
  • 6/12/14 – Chase Southwest Airlines Rapid Rewards Plus Credit Card (link).
  • Account approved over the phone.

Retention Calls:

  • 8/6/14 – Chase Marriott Rewards Premier Credit Card (link).
  • Received a category 1-4 free night certificate after spending $1,000 in 3 months.
  • 8/6/14 – Chase Southwest Airlines Premier Credit Card (link).
  • Received 3,000 Southwest Airlines Rapid Reward Points.
  • 7/29/14 – Dad’s Citi American Airlines Platinum MasterCard (link).
  • Received a $95 statement credit.

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