Tag Archives: Citi Bank

a credit card with green lines and white text

My Long Term Citi Credit Card Plans & Citi Forward to Citi Preferred Conversion

Posted on by . 10 Replies

Good morning everyone. A few days ago, I received the following letter from Citi regarding my Citi Forward Credit Card.  The letter was similar to the letter posted on Doctor of Credit, but mine did not include a targeted spending offer.  I reached out to Citi on Twitter and asked if they could match me to the targeted offer.  Long story short, I spoke to a member of the Citi social media team and we went through a few options.  I will share what my long term plan is regarding the Citi Forward Credit Card conversion into the Citi Thank You Preferred Credit Card and share my plans for some of my other Citi credit cards.  Here is what the letter from Citi looked like:

Continue reading →

a woman with blonde hair and a green shirt

Citi Forward Converting to Citi Thank You Preferred on January 9, 2018 (Conversion Letter & Details)

Posted on by . 10 Replies

Good morning everyone, happy Black Friday.  I hope you all had a great Thanksgiving with your friends and family members.  This post isn’t about Black Friday, but if you have a Citi Forward Credit Card, you might want to read this post.  Citi is sending out letters informing Citi Forward Credit Card holders that their credit card is going to be converted to a Citi Thank Your Preferred Credit Card on January 9, 2018.  Most people do not have Citi Forward Credit Cards (Citi has not allowed applications for several years), but it used to be an awesome credit card… 5x Citi Thank You Points (TYPs) for Amazon, entertainment and restaurant purchases, but back in June 2016, Citi changed the 5x TYP categories to 2x TYP categories and the credit card became worth much less than before.  The best feature of the current version of the Citi Forward Credit Card is that you get 100 TYPs when you pay your credit card bill.  That bonus is ending, but the 2x TYP categories are staying about the same.

a close-up of a document

Continue reading →

a blue and red credit card

What Did I Find Reading Through the AMEX Hilton Ascend Credit Card Welcome Letter & Cardmember Agreement?

Posted on by . 16 Replies

My friend Stefan at Rapid Travel Chai likes to tell people that I read through all the small print on credit cards so the rest of us don’t have to.  99% of the info is super boring, but every now and then, I found something worth sharing.  I’ve been quietly following along with the Hilton news, but had nothing to add to the conversation at the time.  If you want to learn more about the Hilton transition from Citi to American Express, check out this website that American Express created.  A few days ago, I received an envelope from American Express with details of the transition.  I had read all about the transition on other travel blogs, mainly Frequent Miler and Doctor of Credit, but I read the small print to see if there were any diamonds in the rough.  I will share what I found below.

a screenshot of a credit card Continue reading →

a woman with blonde hair and a green shirt

Citi Thank You Premier Credit Card Holders: Some Gas Purchases Not Earning 3x TYPs

Posted on by . 4 Replies

Good morning everyone.  I received the following email from Citi yesterday regarding my Citi Thank You Premier Credit Card.  That credit card is supposed to earn 3x Thank You Points (TYPs) on all travel and gas purchases, but some gas purchases made at convenience stores did not code as 3x purchases.  According to the email, if you made a gas purchase at a convenience store between November 15, 2015 and July 21, 2017, you only earned 1x.  To remedy the situation, Citi is crediting the missing TYPs to your October 2017 Citi Thank You Premier Credit Card statement.

a screenshot of a credit card

Continue reading →

a close-up of a logo

My 2017 American Airlines AAdvantage Status Challenge

Posted on by . 6 Replies

Hi everyone.  This is just a short post to share my American Airlines AAdvantage Status Challenge with you.  I’ve gone from Platinum in 2015, to Gold in 2016 to nada this year.  I purposefully fell short of re-qualifying for Gold this year in hopes of doing this status challenge and now I’m $86 Elite Qualifying Dollars (EQDs) short of completing it thanks to just 1 flight purchased with my Citi Thank You Points.

This status challenge was not targeted.  I just called AAdvantage and asked them for a challenge so they offered me 2 different challenges, 1 for Gold and 1 for Platinum, each with the option to pay extra to have the status during the challenge.  Below is the breakdown of the 4 options that I had to choose from followed by my reasoning for the option that I chose.

a white grid with black text and black text Continue reading →