Good morning everyone, I hope you all had a great weekend. Last week, I did a mini App-O-Rama for 4 new cards:
- American Express Business Platinum Charge Card – 100,000 AMEX Membership Reward Points after spending $15,000 in 3 months (instantly approved)
- Barclays JetBlue Plus Credit Card – 30,000 JetBlue TrueBlue Points after spending $1,000 in 3 months (instantly approved)
- Banco Popular Avianca LifeMiles Credit Card – 60,000 Avianca LifeMiles after making your first purchase (instantly approved)
- Bank of America Alaska Airlines Visa Signature Credit Card – 30,000 Alaska Airlines miles after spending $1,000 in 3 months (declined due to too many recent inquiries)
I was approved for the AMEX Business Platinum Card on Tuesday morning and I needed to make a large purchase by today (December 12), so I needed my new card to come right away. I spoke with AMEX and asked them to expedite the card to me, but I was told that they couldn’t expedite new cards. (Insert stupid rule where new business cards cannot be expedited since they need to establish an address.)
Late on Wednesday night, I called AMEX again and asked them to expedite the card to me. I stressed how important it was that I get the card before Monday (December 12). I got the same response as before – they cannot expedite new business cards. The new card would arrive in 3-5 business days via USPS First Class Mail.
I then asked if it was possible to expedite authorized user / employee cards. Surprisingly, the AMEX rep said yes, they could expedite authorized user / employee cards. I then asked if it was possible to add myself as an authorized user, and surprisingly, the AMEX rep said yes. Sweet! The AMEX rep stated that they were not allowed to suggest that approach to cardholders, but I could add myself as an authorized user to my account and have the new card expedited to me.
I double checked with the AMEX rep that all purchases made on the authorized user card counted toward the minimum spend on the primary business card – yes, all purchases made on authorized user cards count toward the minimum spend. Since I would be at work on Thursday, Friday and Monday, I told the AMEX rep to ship the authorized user card to my work address instead of my home address.
Fun fact: when you add an authorized user card to a business account, you can select to issue the authorized user card as a Platinum, Gold, or Green card. Platinum cards are $300 each, Gold cards are $195 each (I think), and Green cards are free. Green cards do not have any bonus categories or Platinum perks (like Centurion Lounge access, elite status with hotels and rental car companies, $200 airline reimbursement credit, etc), but the AMEX rep confirmed that they do get the $100 Global Entry / TSA PreCheck credit.
I received the following email on Thursday afternoon that my authorized user card was processed.
If you click the Card Replacement Details button in the email, it will take you to the Card Management section of your AMEX business account.
You can also access this page by clicking on the Account Services tab at the top, then Card Management tab on the left side. Here, you will see the tracking information for your authorized user card.
FedEx Priority Overnight (aka next day delivery) is super convenient and my authorized user card was delivered before 10am on Friday morning.
I quickly opened the FedEx envelope and activated the authorized user card online. I then added the authorized user card to my online AMEX business account.
Here is the front and back of my AMEX Business Green Card (it is not as sexy as the AMEX Business Platinum Card, but at least is early to the party).
This whole process is very strange since I am still waiting for my AMEX Business Platinum Card to arrive. Lessons learned: if you need to make a purchase on a new AMEX card, try this approach to add yourself as an authorized user / employee to your main account. If you have any questions, please leave a comment below. Have a great day everyone!