Goodbye Citi Double Cash Gift Card Redemption; Hello American Express Plan It (Pay-Over-Time Payment Option)

Good morning everyone, happy Saturday.  I have 2 small credit card topics to cover in this post.  The first topic is regarding the Citi Double Cash Credit Card and the second topic is about a new American Express card benefit that is being introduced to the American Express Hilton Ascend Credit Card (and other American Express charge and credit cards).  According to my recent Citi Double Cash Credit Card statement, the option to redeem cash back for gift cards is ending July 20, 2018.  After that date, you will only be able to redeem your cash back for check, statement credit, and direct deposit (to your bank).

Here is what the current Citi Double Cash Credit Card redemption interface looks like.  Check out this post for more info about the earning and redemption options for the Citi Double Cash Credit Card.

In other news, American Express is adding a new card benefit to the American Express Hilton Ascend Credit Card.  The new feature is called Plan It, and it is a pay-over-time payment option for specific items, not for entire bills (more info below).  I have never considered paying interest on purchases, so this payment option is not enticing to me.

Here is more information about Plan It from my recent statement.

Here is how Plan It works (screenshot from my American Express Old Blue Cash Credit Card).  With Plan It, I could pay for a $109.20 purchase over 3 months, 6 months, or 9 months.  The more payments, the more interest you pay.  Like I said earlier, paying interest on purchases doesn’t excite me, so I will never use this payment option.

If you have any questions about either credit card topic, please leave a comment below.  Have a great weekend everyone!

3 thoughts on “Goodbye Citi Double Cash Gift Card Redemption; Hello American Express Plan It (Pay-Over-Time Payment Option)

  1. Pingback: Recap: Southwest Lihue Airport, Intercontiental Hong Kong To Become Regent & More - Doctor Of Credit

  2. deee teee

    The 2% on Citi’s card is nice, but customer service is pretty weak. Well, insulting. When you have a question that the automaton can’t find an answer to in the script binder, they suggest a manager call you back within 48 hours. I’m not joking. You see, all of the customer service managers are in meeting each time you call. Fancy that. So very busy. They’ll perhaps ring you if available on their own timeline, say, in about two days.

    1. Grant Post author

      Hmm, that is disappointing. If you have another Citi CC, try calling the number on that back of that CC and ask the rep to review your Citi Double Cash CC. Maybe that will work.


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