Good afternoon everyone. Earlier today, I wrote Did I get Approved for a New US Bank Credit Card? Just Log into your Account to Check. In that post, I talked about my surprise approval of the US Bank Radisson Rewards Visa Signature Credit Card. I also mentioned that I received the Platinum Visa version, instead of the Visa Signature version. Here is a quick rundown of the differences between the Visa Signature version (left) and the Visa Platinum version (right). I wanted the Visa Signature version because the sign up bonus was 60,000 Radisson Rewards Points after spending $1,500 in 3 months and it came with 25,000 Radisson Rewards Points every year you pay the $50 annual fee. Eventually, I plan on upgrading to the US Bank Radisson Rewards Premier Visa Signature Credit Card (not pictured) because that offers 40,000 Radisson Rewards Points every year you pay the $75 annual fee.
In this post, I will show you the card art for the Visa Platinum version and the welcome letter that came with this credit card. I will also share my 2 calls to US Bank to try to make sense of my new credit card.
Here is the front and back of my new US Bank Radisson Rewards Platinum Visa Credit Card. The card is pretty boring, but it does have your
Club Carlson Radisson Rewards number listed on the front of the card, under your name.
Here is the welcome letter that came with my new credit card. In the upper right corner, the letter mentions Radisson Rewards Platinum Visa Credit Card. In the middle of the letter, there is a statement that says “You recently applied for the Radisson Rewards Visa Signature Credit Card… (hidden text)… approved for the Radisson Rewards Platinum Visa Credit Card. I am not sure what the hidden text says, but it probably says something along the lines of, “we could only approve you for a $2,000 credit limit, so you are not eligible for the Visa Signature credit card, which requires a $5,000 credit limit, but you have been approved…” for the Radisson Rewards Platinum Visa Credit Card. Luckily, the only part of the letter that is really important to me is the details of the sign up bonus and anniversary points. As you can see, the sign up bonus says 50,000 Radisson Rewards Points after your first purchase and an extra 10,000 Radisson Rewards Points after spending $1,500 in 3 months. The letter also mentions the 25,000 Radisson Rewards Points that you get when you pay the annual fee.
These 2 pages also confirm the annual fee, interest rates, and FOREX fees (which I always thought was strange for a travel rewards credit card).
Just to confirm all the information above, I called US Bank (twice!). Neither rep was super helpful, I think the reps are confused about the differences between the new Radisson Rewards credit cards. I was able to confirm the sign up bonus, minimum spend requirement, annual fee, and anniversary points. I look forward to meeting the $1,500 minimum spend requirement and using the 60,000+ Radisson Rewards Points. If you have any questions about this credit card, please leave a comment below. Have a great day everyone!