Good afternoon everyone, I hope your week is going well. During the current Coronavirus Pandemic, it is important to save money on everyday purchases. I recently wrote how to Use Trim to Save Money on Cable / TV / Internet / Phone Utility Bills. In today’s post, I am going to show you how to save money on your electricity bill with Arcadia and earn 5% cash back paying your bill. Most electricity utility companies charge you a fee to pay your bill with a credit card, but with Arcadia, you can use a credit card without paying any fees. Plus, if you have a US Bank Cash+ Credit Card, you can earn 5% cash back (just select the Home Utilities cash back category). Keep reading to find out how to earn a $25 utility bill credit.
Good morning everyone. After reading recent articles by Omar @ Travel Summary (It’s Time to Reduce Your Credit Card Annual Fees) and Doctor of Credit (Credit Card Annual Fee Due? Remember To Ask For A Retention Offer Before Cancelling), I decided to take a look at my credit cards, their annual fees, and whether or not they are worth keeping going forward. I will share my strategy for organizing my credit cards and my recent call with US Bank regarding my US Bank Altitude Reserve Credit Card.
I opened up my master credit card spreadsheet and looked at all the credit cards, debit cards, and authorized user cards in the table (68 total cards). I then removed all my debit cards and authorized user cards and was left with 42 credit cards in my name or Laura’s name. I then removed all the no annual fee credit cards and was left with 25 credit cards that have annual fees. The annual fees totaled $4,134. If you are curious about why we pay so much in annual fees, read I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it? Here are the credit cards sorted by card name:
|Credit Card Name||AF||Credit Card Name||AF|
|AMEX Business Platinum||$595||Chase Sapphire Reserve||$450|
|AMEX Gold||$250||Chase Southwest Airlines Priority (Laura)||$149|
|AMEX Hilton Honors Aspire||$450||Chase World of Hyatt (Laura)||$95|
|AMEX Platinum Delta SkyMiles||$195||Citi AT&T Access More 1||$95|
|Banco Popular Avianca Vuela||$149||Citi AT&T Access More 2||$95|
|Bank of America Alaska Airlines (Laura)||$75||Citi AT&T Access More 3||$95|
|Capital One Venture Rewards (Laura)||$59||Citi Premier||$95|
|Chase Hyatt Hotels||$75||US Bank Altitude Reserve||$400|
|Chase IHG Rewards Premier||$89||US Bank Radisson Rewards Business||$60|
|Chase IHG Rewards Select||$49||US Bank Radisson Rewards Premier Visa Sig 1||$75|
|Chase Ink Plus||$95||US Bank Radisson Rewards Premier Visa Sig 2||$75|
|Chase Marriott Bonvoy Boundless||$95||Wells Fargo Propel World||$175|
|Chase Marriott Bonvoy Premier Plus Business||$99||Total Annual Fees||$4,134|
Good morning everyone, I hope you had a great weekend. In a few weeks, Laura and I will head to Ireland for her spring break (she is an assistant principal, so we can only travel during school breaks). As I wrote about a few days ago, there are 8 Radisson Blu properties in Ireland and 1 property in Northern Ireland (part of the United Kingdom). We plan on staying at 5 different Radisson Blu properties on our roadtrip, including Belfast, Sligo, Limerick, Cork, and then Dublin Airport. In this post, I will show you the point redemptions and share a photo of the hotels from the Radisson Blu website.
Good morning everyone. In a few weeks, Laura and I will be doing a roadtrip around Ireland (more Ireland posts to come soon) and I was making a few last minute hotel reservations for our trip. Before researching hotels in Ireland, I did not know that Ireland and Northern Ireland (part of the UK) had so many Radisson Blu hotels (9 as of today). Since I was sitting on a large stash of Radisson Rewards points (and we had a great time at the beautiful Radisson Blu Beach Resort in Milatos, Crete), I decided to use them to book 5 different Radisson Blu hotels around Ireland & Northern Ireland. The only problem… I was 1,500 Radisson Rewards points short of my redemption goal.
Good morning everyone, I hope you had a great Super Bowl weekend. I was down in Orange County enjoying the warm weather, but now I am back up in the chilly Bay Area. I’ve been wanting to write about this topic for a while, but my final motivation was reading 2 Frequent Miler articles: What’s in Nick’s wallet? and What’s in Greg’s wallet? The first thing you should know about me (if you already didn’t know) is that I am a millennial and I live in the Bay Area, so I can go weeks without using cash. For that reason, my wallet is built into my iPhone XS case. I use the Urban Armor Gear (UAG) iPhone Case ($30 on Amazon) that has room for 4 cards: my drivers license and 3 credit cards. Which 3 credit cards do I carry with me on a daily basis and which credit cards do I have in my ApplePay Wallet?