Tag Archives: US Bank

Redeem Radisson Rewards Points for Gift Cards ($100 Visa GC for 67K Points) + 15% Rebate

Good morning everyone, I hope you had an exciting Amazon Prime Day(s).  I was reading Doctor of Credit and saw a deal that didn’t get much attention: Radisson Rewards: 25% Back On Awards, 15% Back On Giftcard Purchases.  I have a stash of Radisson Rewards Point since I cancelled 5 nights at various Radisson Blu hotels in Ireland, so I was curious what kind of gift card deals were offered.  In this post, I will show you what kind of gift card deals are available and explain why I redeemed 268,000 Radisson Rewards Points for $400 in Visa Gift Cards.  To get started, sign into your Radisson Rewards account and click this link to enroll in the current promo.  For gift card redemptions, you can get a 15% rebate when you redeem points between now and October 25.  Redemptions start as low as 7,000 points for a $10 gift card.

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My June 1 Checklist of Credit Card Credits (Shipping, Wireless, Restaurants, Groceries & More)

Updated 12:50pm PT on 6/6: My $300 travel credit on the Chase Sapphire Reserve doesn’t reset until October.  See details below.

Updated 11:00am PT on 6/5: I tested the $250 Hilton Resort Credit on a restaurant purchase and the statement credit posted in 3 days.  See details below.

Updated 11:30am PT on 6/3: The $325 travel credit on the US Bank Altitude Reserve can now be used for restaurant purchases from 6/1 – 12/31.  See details below.

Good morning everyone, I hope you had a good weekend.  Today is June 1 and the start of a new month.  As the saying goes: New Month = New Credits.  I have several credit cards, but these are the 5 credit cards that have credits that I can use this month:

American Express Business Platinum Card

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Get $25 Utility Bill Credit from Arcadia + Earn 5% Cash Back with US Bank Cash Plus

Good afternoon everyone, I hope your week is going well.  During the current Coronavirus Pandemic, it is important to save money on everyday purchases.  I recently wrote how to Use Trim to Save Money on Cable / TV / Internet / Phone Utility Bills.  In today’s post, I am going to show you how to save money on your electricity bill with Arcadia and earn 5% cash back paying your bill.  Most electricity utility companies charge you a fee to pay your bill with a credit card, but with Arcadia, you can use a credit card without paying any fees.  Plus, if you have a US Bank Cash+ Credit Card, you can earn 5% cash back (just select the Home Utilities cash back category).  Keep reading to find out how to earn a $25 utility bill credit.

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Reconsideration Strategy for Credit Card Annual Fees During Coronavirus Pandemic

Good morning everyone.  After reading recent articles by Omar @ Travel Summary (It’s Time to Reduce Your Credit Card Annual Fees) and Doctor of Credit (Credit Card Annual Fee Due? Remember To Ask For A Retention Offer Before Cancelling), I decided to take a look at my credit cards, their annual fees, and whether or not they are worth keeping going forward.  I will share my strategy for organizing my credit cards and my recent call with US Bank regarding my US Bank Altitude Reserve Credit Card.

I opened up my master credit card spreadsheet and looked at all the credit cards, debit cards, and authorized user cards in the table (68 total cards).  I then removed all my debit cards and authorized user cards and was left with 42 credit cards in my name or Laura’s name.  I then removed all the no annual fee credit cards and was left with 25 credit cards that have annual fees.  The annual fees totaled $4,134.  If you are curious about why we pay so much in annual fees, read I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it?  Here are the credit cards sorted by card name:

Credit Card Name AF Credit Card Name AF
AMEX Business Platinum $595 Chase Sapphire Reserve $450
AMEX Gold $250 Chase Southwest Airlines Priority (Laura) $149
AMEX Hilton Honors Aspire $450 Chase World of Hyatt (Laura) $95
AMEX Platinum Delta SkyMiles $195 Citi AT&T Access More 1 $95
Banco Popular Avianca Vuela $149 Citi AT&T Access More 2 $95
Bank of America Alaska Airlines (Laura) $75 Citi AT&T Access More 3 $95
Capital One Venture Rewards (Laura) $59 Citi Premier $95
Chase Hyatt Hotels $75 US Bank Altitude Reserve $400
Chase IHG Rewards Premier $89 US Bank Radisson Rewards Business $60
Chase IHG Rewards Select $49 US Bank Radisson Rewards Premier Visa Sig 1 $75
Chase Ink Plus $95 US Bank Radisson Rewards Premier Visa Sig 2 $75
Chase Marriott Bonvoy Boundless $95 Wells Fargo Propel World $175
Chase Marriott Bonvoy Premier Plus Business $99 Total Annual Fees $4,134

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Preview: My 5 Radisson Blu Hotels in Ireland / Northern Ireland (202K Radisson Rewards Points Redeemed)

Good morning everyone, I hope you had a great weekend.  In a few weeks, Laura and I will head to Ireland for her spring break (she is an assistant principal, so we can only travel during school breaks).  As I wrote about a few days ago, there are 8 Radisson Blu properties in Ireland and 1 property in Northern Ireland (part of the United Kingdom).  We plan on staying at 5 different Radisson Blu properties on our roadtrip, including Belfast, Sligo, Limerick, Cork, and then Dublin Airport.  In this post, I will show you the point redemptions and share a photo of the hotels from the Radisson Blu website.

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