Tag Archives: Hotels

My Rock Solid 2021 Airline, Hotel & Credit Card Predictions

Good morning everyone, I hope you got a good laugh out of my post from yesterday: Reviewing my Embarrassingly Wrong 2020 Travel Predictions.  Long story short, my 2020 predictions were terrible (I had 3 correct and 12 wrong predictions).  I am hoping to redeem myself today with my super-solid, 100% guaranteed-to-happen predictions for 2021.  My crystal ball just got back from the crystal ball repair store and here are my airline, hotel, and credit card predictions for 2021.

My 2021 Airline Predictions

  • Alaska Airlines or Southwest Airlines will make their “convert travel funds to airline miles” feature a permanent feature on their site.
  • American Airlines will finally become a Citi ThankYou Points airline transfer partner.
  • Delta Airlines or United Airlines will introduce a “Cash and Miles” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40).

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10 Things I’m Thankful for in 2020

Good morning everyone, Merry Christmas Eve!  As 2020 winds to a close, I wanted to share 10 things I am thankful for this year.  I hope you can relate to some of these things and have other things you are thankful for as well.  If you want, please share what you are thankful for in the comments.  Without further ado, here is what I am thankful for in 2020:


It goes without saying, but I am very thankful for my wife, Laura.  She has been my constant stay at home companion and has made this year special.  I don’t know what I would do without her.  I’ve enjoyed watching TV shows, Hallmark movies, BBQing and making dinner, baking cookies, going for walks around our neighborhood, helping me with puzzles, and much more.  I am also very proud that she finished her Masters Degree this year.  She is incredible and I love her so much. Continue reading

Last Call for Discounted FTU Online Membership & Reminder to Register for FTU Virtual Seminar (December 12)

Good afternoon everyone, I hope your week is going well.  If you do not have any plans this weekend, I highly recommend attending the FTU Virtual Seminar this Saturday, December 12 from 11am to 3pm ET (8am to 12pm PT for those on the West Coast).  Here is the full schedule of speakers and presentations.  You can either watch the FTU Virtual Seminars live on Saturday or watch the recording later, but you need to register before the event begins.  Tickets to the FTU Virtual Seminar are free if you have a FTU Online Annual Membership or $25 for non-members.  I highly recommend signing up for the FTU Online Annual Membership (read Buy a $49 Frequent Traveler University (FTU) Online Annual Membership & Attend First Virtual Seminar December 12).  The FTU Online Annual Membership is currently $49 but will go up to $129 on December 12.

Assuming I persuaded you to attend the FTU Virtual Seminar or better yet, purchase a FTU Online Annual Membership, the next thing you need to do is register for the FTU Virtual Seminar before December 12.  I assumed (incorrectly) that I was automatically registered for the FTU Virtual Seminar when I purchased my FTU Online Annual Membership, but that is not true.  You still need to register for the FTU Virtual Seminar if you want to live stream or watch the recording.  In this post, I will walk you through the steps to register for the FTU Virtual Seminar.

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Reader Feedback: How Should I Spend 84K Citi ThankYou Points Before December 31?

Updated at 6pm PT on 1/2/21: Thanks to everyone who answered the poll question at the bottom of this post.  Even though “Do Nothing Until 2021” was the second most popular answer, that is what I decided to do.  Hopefully I will be able to make some Citi TYP redemptions in 2021.

Good evening everyone, I need some help.  First of all, this post could be classified as a “First World Problem” or a “Good Problem to Have”, but I would still like to get some help on making my decision.  Long story short, I have a Citi Rewards+ Credit Card and one of the benefits of the credit card is the ability to get 10% of your redeemed Citi ThankYou Points (TYPs) back, on the first 100,000 TYPs redeemed per calendar year (10K TYPs rebate max).  Since there are only a few weeks left in the year and I have only redeemed a few thousand TYPs this year, I need to spend 84K TYPs by December 31 in order to max out the 10K TYP rebate.  In this post, I will discuss how I calculated how many TYPs I need to spend and go through all the various redemption options and my thoughts on each option.

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My December Credit Card Retention Calls: 2 out of 4 Successes ($300 Statement Credits Total)

Good afternoon everyone, I hope you had a great weekend.  I called about retention offers on a few different credit cards today and wanted to share my results.  Please make sure to scroll to the bottom of this post and read my tips on making retention calls.  I took a page out of Frequent Miler’s playbook (My $575 phone call (complete in 20 minutes)) and called about these 4 credit cards:

  • Chase Hyatt Credit Card ($75 annual fee posted December 1)
  • JPMorgan Chase Ritz Carlton Visa Infinite Credit Card ($450 annual fee posted July 1)
  • Chase Marriott Bonvoy Premier Plus Business Credit Card ($99 annual fee posted May 1)
  • American Express Business Platinum Charge Card ($595 annual fee posted December 2)

Since the old Chase Hyatt Credit Card is product changing to the new Chase World of Hyatt Credit Card on January 11, 2021, I decided to call Chase and ask about a retention offer.  This is a huge ask that I knew was never going to fly, but I tried anyways.  I told the Chase rep that I was planning on closing my old Hyatt credit card and was going to apply for the new World of Hyatt credit card in a few weeks since I could earn up to 50,000 World of Hyatt Points with the new sign up bonus.  Instead of going through the process of closing one card and applying for the other card, I asked if Chase could provide some bonus World of Hyatt Points to forgo the sign up bonus.  Nope, that was not possible.  At that point, I asked the rep to close that credit card and transfer the credit limit over to another Chase personal call.  I am 0 for 1 at this point, onto the next call.

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