Good morning everyone.  During my recent App-O-Rama, I applied for the Discover It Miles Credit Card.  At the time, there was no sign up bonus, but whatever “Miles” you earned during your first year would be doubled, essentially earning 3% cash back on all purchases for the first year (then earning 1.5% cash back on all purchase after that).  After a quick reconsideration call with Discover, I was approved for the Discover It Miles Credit Card on April 16.  4 days later on April 20, Doctor of Credit reported that there was a $75 sign up bonus on the Discover It Miles Credit Card. Doh!!

My new Discover It Miles Credit Card came a few days ago, and before activating the new credit card, I called Discover customer service to see if I could get matched to the $75 sign up bonus.  I’ve seen plenty of Discover customer service friendly commercials on TV and figured it would not be a problem getting matched to the better offer.  Boy, was I wrong…

I explained to the Discover customer service rep that I just applied and received the Discover It Miles Credit Card.  But as I was browsing Doctor of Credit’s site Amazon, I saw the $75 sign up bonus offer.  If I knew of the $75 sign up bonus offer, I would have definitely applied through the link on Amazon’s site.  After stating my case, I was expecting Discover to say something along the lines of, “Certainly, we can apply that $75 bonus to your new Discover It Miles Credit Card account.  You should see the $75 statement credit after you make your first Amazon purchase.”  But what really happened was something along the lines of, “Yes, we see that you applied for the Discover It Miles Credit Card recently, but since you did not apply through the Amazon link, you are not eligible for the $75 statement credit offer.”  Bummer!  Come on Discover, if this was a Chase credit card, they certainly would have matched me to the new/better offer.

I didn’t give up that easily.  I decided to try my luck with a Discover Secure Message.  I reiterated my case via text and hoped for a different/better response from Discover.

My Discover Secure Message was sent and now the waiting game began.

The following day, I received an email that told me that I received a Discover Secure Message response.  I held my breath as I clicked over to Discover…

Unfortunately, the Discover Secure Message response was exactly the same as my previous phone call.  Since I didn’t apply for the Discover It Miles Credit Card through the Amazon link, I was not eligible for the $75 statement credit offer.  Boo!

Lesson learned, if you are planning on applying for a Discover It Credit Card or Discover It Miles Credit Card, make sure you apply through a referral link or sign up bonus link.  If you have any questions, please leave a comment below.  Have a great day everyone!

P.S. If anyone is interested in the Discover It Credit Card, here is my referral link.  You can get $50 cash back after your first purchase, in addition to earning 5% cash back at rotating cash back categories.  Thank you for your support!