Good morning everyone. I am heading to Greece and Malta for vacation and called my credit card companies and banks to add travel notifications to my accounts. I know most credit card companies and banks do not require you to alert them when you are travelling internationally, but I like the peace of mind of speaking to a person and making sure the travel notification are added to my accounts. When I travel internationally, I like to bring several credit and debit cards from various banks, just in case if some of the cards get lost, stolen, or declined. This means I end up making several calls, but it’s worth it to me.
While on the phone with Discover, I told the agent that I was travelling internationally and wanted to add a travel notification to my Discover debit card. As soon as I mentioned adding a travel notification to my debit card, the agent said that if I am traveling outside of North America (Mexico, United States, and Canada), Discover has very spotty ATM coverage throughout Europe and the rest of the world. That was disappointing, but good to know.
He then mentioned that Discover credit cards do not have foreign transaction fees (somewhat rare for credit cards with no annual fee) and he asked me if I wanted to add travel notifications to my Discover credit cards. I said yes and he transferred me to the credit card department.
The second rep was very helpful and added travel notifications to both my Discover It Credit Card and Discover It Miles Credit Card. He mentioned that in Greece and Malta, Discover credit card transactions can be processed on both the Discover and Diners Club payment networks. I had no idea Discover and Diners Club ran on the same/similar payment network.
Before I called Discover, I was planning on taking my Discover debit card and leaving my Discover credit cards at home, but after the call, I plan on leaving my Discover debit card at home and taking my Discover It Miles Credit Card on my trip. My Discover It Miles Credit Card earns 3x miles per dollar on all purchases during my first year.
Long story short, I’m glad I called Discover and made the smart decision regarding my credit and debit cards. Have you used your Discover credit card in Europe recently? What has been your experience? If you have any questions, please leave a comment below. Have a great day everyone!