Good morning everyone, happy Friday! Earlier this month, Frequent Miler wrote Ritz card: Double Dip Restaurants 10X + $300. In that post, Greg covered 2 overlapping promotions available on the JPMorgan Chase Ritz Carlton Visa Infinite Credit Card:
- Earn 10x Marriott Bonvoy Points at restaurants and gas stations through September 30, 2020
- Use the $300 annual travel credit to reimburse purchases made at grocery stores and restaurants though December 31, 2020
Before the Coronavirus Pandemic, I used $84.67 of my $300 annual travel credit, so I still had $215.33 remaining that I needed to use by December 31, 2020. With the above information in mind, I decided to use my Ritz Carlton Credit Card for purchases at grocery stores and restaurants until I spent at least $215.33. I made the necessary purchases and clicked the pie chart icon to confirm that the purchases fell into the right categories.
My September spending by category pie chart showed that I spent $100.40 at restaurants and $151.58 at grocery stores, which was more than enough spending to max out the remaining $215.33 annual travel credit.
I went through the Chase Secure Message center and sent a nice message asking for the qualifying restaurant and grocery store purchases to be reimbursed by the annual travel credit.
A few hours later, I received a response and logged back into my Chase account and went to the Secure Message center.
Unfortunately, my request was not specific enough for Chase. I needed to provide exact transactions with details of the date, merchant name, and dollar amount.
I responded to the message by copying the qualifying transactions into the text box. All the qualifying restaurant and grocery store transactions added up to $251.98.
A few hours later, I received another response and logged back into my Chase account and went to the Secure Message center.
Thankfully the second time was the charm. The Chase rep was able to apply the remaining $215.33 annual travel credit to my Ritz Carlton Credit Card. The rep also confirmed that I had $0.00 travel credit remaining for 2020. Beginning on January 1, 2021, the $300 annual travel credit will be available, but only for the usual travel-related purchases.
I did not see the $215.33 travel credit right away, but after waiting 24+ hours, and I did see the $215.33 travel credit post to my Ritz Carlton Credit Card.
Sending a Secure Message to Chase regarding the annual travel credit was not very quick or easy, so next time I will probably just call the JPMorgan Chase phone number on the back of the credit card and speak to an agent on the phone. If you have the Ritz Carlton Credit Card, have you maxed out your $300 annual travel credit yet for 2020? If not, you should be able to by making restaurant and grocery store purchases before December 31, 2020. If you have any questions, please leave a comment below. Have a great weekend everyone!