Good morning everyone, I hope you had a great Thanksgiving, Black Friday, Small Business Saturday, Cyber Monday and any other holiday in between that I missed. A few weeks ago, I wrote Why Did I Upgrade my Chase Marriott Bonvoy Boundless Visa Signature to JPMorgan Chase Ritz Carlton Visa Infinite? In that post, I went through all the card benefits and explained why this card was interesting to me. One of the key features of this card is the $300 annual travel credit. Accord to the terms and condition, the $300 Annual Travel Credit can be used for the following purchases, “airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight Internet/entertainment; in-flight meals.”
Since I still had a few weeks left in the year, I called JPMorgan Chase and asked if the $300 annual travel credit was available to me since I recently upgraded from the Chase Marriott Bonvoy Boundless Credit Card. The rep said yes and listed the same qualifying purchases as above. I started thinking about my upcoming trips to see if I could pay for airline seat upgrades on any of my flights…
Recently, I had one of those “the devil’s in the details” experiences I want to share with you because as we all know, details are important, especially with credit card benefits! I’ve had the JPMorgan Chase Ritz Carlton Credit Card for quite a few years already, and for the first time this past year, I just couldn’t use the full $300 worth of travel reimbursement credit. The benefits I receive from other credit cards mean I don’t pay for checked bags. I had no flights where I could pay for a seat upgrade, and how many fruit and cheese plates can one eat? So I only spent about $100 of the $300 travel credit. This made me wonder if maybe it was time to let go of this credit card.
Good morning everyone. A few days ago, the $395 annual fee posted to my JPMorgan Chase Ritz Carlton Credit Card. A few months ago, I wrote this post: Should I Keep Both Chase Sapphire Reserve & JPMorgan Chase Ritz Carlton Credit Cards? In that post, I basically decided that the $300 travel incidentals credit and unused Ritz Carlton perks were not worth the $395 fee. So when the $395 annual fee posted on my JPMorgan Chase Ritz Carlton Credit Card, I knew I had to call Chase and see what options were available. I didn’t bother asking for a retention offer since I probably spent about $350 on the credit card during the past year, and $300 of that was reimbursed due to the travel credits. Instead, I asked the JPMorgan Chase rep what my conversion options were. He said there were 2 credit cards I could convert to…
Since I started traveling more-or-less full time around three years ago, my planning skills have gone a little down the drain. It’s not that I don’t enjoy the planning process, it’s just that I couldn’t possibly plan everything for every trip ahead of time.
The trip I most recently returned from began in Amsterdam in August and I just flew home from Japan on December 20. For the most part, there weren’t any major hitches with the trip, but there was a small one in Japan.
I had booked the Ritz-Carlton Okinawa with the three free night certificates I earned from signing up for the JPMorgan Chase Ritz-Carlton Credit Card last year. It was an easy round trip flight from Tokyo Haneda (HND) for only 15,000 Avios plus about $5 in taxes per ticket. Since the hotel is a bit far outside of Naha City, where the airport is, I had been planning to rent a car all along but hadn’t actually made the car rental reservation.
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