Recently, I had one of those “the devil’s in the details” experiences I want to share with you because as we all know, details are important, especially with credit card benefits! I’ve had the JPMorgan Chase Ritz Carlton Credit Card for quite a few years already, and for the first time this past year, I just couldn’t use the full $300 worth of travel reimbursement credit. The benefits I receive from other credit cards mean I don’t pay for checked bags. I had no flights where I could pay for a seat upgrade, and how many fruit and cheese plates can one eat? So I only spent about $100 of the $300 travel credit. This made me wonder if maybe it was time to let go of this credit card.
Good morning everyone. A few days ago, the $395 annual fee posted to my JPMorgan Chase Ritz Carlton Credit Card. A few months ago, I wrote this post: Should I Keep Both Chase Sapphire Reserve & JPMorgan Chase Ritz Carlton Credit Cards? In that post, I basically decided that the $300 travel incidentals credit and unused Ritz Carlton perks were not worth the $395 fee. So when the $395 annual fee posted on my JPMorgan Chase Ritz Carlton Credit Card, I knew I had to call Chase and see what options were available. I didn’t bother asking for a retention offer since I probably spent about $350 on the credit card during the past year, and $300 of that was reimbursed due to the travel credits. Instead, I asked the JPMorgan Chase rep what my conversion options were. He said there were 2 credit cards I could convert to…
Since I started traveling more-or-less full time around three years ago, my planning skills have gone a little down the drain. It’s not that I don’t enjoy the planning process, it’s just that I couldn’t possibly plan everything for every trip ahead of time.
The trip I most recently returned from began in Amsterdam in August and I just flew home from Japan on December 20. For the most part, there weren’t any major hitches with the trip, but there was a small one in Japan.
I had booked the Ritz-Carlton Okinawa with the three free night certificates I earned from signing up for the JPMorgan Chase Ritz-Carlton Credit Card last year. It was an easy round trip flight from Tokyo Haneda (HND) for only 15,000 Avios plus about $5 in taxes per ticket. Since the hotel is a bit far outside of Naha City, where the airport is, I had been planning to rent a car all along but hadn’t actually made the car rental reservation.
Good morning everyone, I have a dilemma on my hands. The $450 annual fee is posting in the next 2 months on my JPMorgan Chase Ritz Carlton Credit Card and I need to decide if I should keep both my Chase Sapphire Reserve Credit Card and JPMorgan Chase Ritz Carlton Credit Card. Both credit cards have $450 annual fees and I don’t *need* both credit cards, but what should I do? As a reminder, I recently converted my Chase Freedom into a Chase Sapphire Reserve, but I have had my JPMorgan Chase Ritz Carlton Credit Card for almost 3 years (I applied for this credit card when the sign up bonus was 140,000 Marriott Points). I will walk through all the perks for both credit cards and see if I have a clear answer by the end of this post.
Buenos diás everyone. I’m not usually one for credit card App-O-Ramas, typically preferring to apply for credit cards one at a time when they have high bonuses, but at the end of January, I decided to throw caution to the wind and apply for five new credit cards in one day, from three banks: Banco Popular de Puerto Rico, Bank of America, and Chase.
Banco Popular de Puerto Rico
I finally decided to jump on the Banco Popular de Puerto Rico 60,000 Avianca LifeMiles offerthat Grant wrote about in December. Like Grant, I also got instantly approved with a large credit line.
My card looks just like this, but it doesn’t have Grant’s name on it.
I paid my annual fee in February and made purchases on the card in March and April, but my LifeMiles balance is still zero. I emailed customer service to ask about it but got an automatic reply to call for assistance – when I did so, the representative (who I could barely hear) just said it takes 6-8 weeks for miles to post and that I should keep an eye on my balance at lifemiles.com. I’ll also email LifeMiles customer support and see if they can check whether I might have a duplicate LifeMiles account. Continue reading →
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