Tag Archives: Ritz Carlton

My June 1 Checklist of Credit Card Credits (Shipping, Wireless, Restaurants, Groceries & More)

Good morning everyone, I hope you had a good weekend.  Today is June 1 and the start of a new month.  As the saying goes: New Month = New Credits.  I have several credit cards, but these are the 5 credit cards that have credits that I can use this month:

American Express Business Platinum Card

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Upgraded JPMorgan Chase Ritz Carlton Visa Infinite Credit Card $300 Annual Travel Credit for 2019 Still Available

Good morning everyone, I hope you had a great Thanksgiving, Black Friday, Small Business Saturday, Cyber Monday and any other holiday in between that I missed.  A few weeks ago, I wrote Why Did I Upgrade my Chase Marriott Bonvoy Boundless Visa Signature to JPMorgan Chase Ritz Carlton Visa Infinite?  In that post, I went through all the card benefits and explained why this card was interesting to me.  One of the key features of this card is the $300 annual travel credit.  Accord to the terms and condition, the $300 Annual Travel Credit can be used for the following purchases, “airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight Internet/entertainment; in-flight meals.”

Since I still had a few weeks left in the year, I called JPMorgan Chase and asked if the $300 annual travel credit was available to me since I recently upgraded from the Chase Marriott Bonvoy Boundless Credit Card.  The rep said yes and listed the same qualifying purchases as above.  I started thinking about my upcoming trips to see if I could pay for airline seat upgrades on any of my flights…

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Unboxing my Upgraded JPMorgan Chase Ritz Carlton Visa Infinite Credit Card: Card Art & Welcome Letter

Good morning everyone, happy Friday!  Last week, I Upgraded my Chase Marriott Bonvoy Boundless Visa Signature to JPMorgan Chase Ritz Carlton Visa Infinite.  A few days later, I received a small UPS Next Day Air package containing my new JPMorgan Chase Ritz Carlton Visa Infinite Credit Card.  I will show you what came in the welcome package.  But first, let’s start with the card art.  This credit card has gone through a few different redesigns and this is the most current version.  I have pictures of the 2 earlier card designs at the bottom of this post that I took from my original JPMorgan Chase Ritz Carlton Visa Infinite Credit Card unboxing in 2016.

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Which Purchases Qualify for JPMorgan Chase Ritz Carlton Credit Card Travel Benefits?

Recently, I had one of those “the devil’s in the details” experiences I want to share with you because as we all know, details are important, especially with credit card benefits! I’ve had the JPMorgan Chase Ritz Carlton Credit Card for quite a few years already, and for the first time this past year, I just couldn’t use the full $300 worth of travel reimbursement credit. The benefits I receive from other credit cards mean I don’t pay for checked bags. I had no flights where I could pay for a seat upgrade, and how many fruit and cheese plates can one eat? So I only spent about $100 of the $300 travel credit. This made me wonder if maybe it was time to let go of this credit card.

Similar to Grant, I inquired and asked Chase which credit cards I could get to replace my JPMorgan Chase Ritz Carlton Credit Card. I was still in decision-making mode when I read a comment on Grant’s post. This reader is a huge fan of the JPMorgan Chase Ritz Carlton Credit Card. He laid out his formula for how he gets so much benefit from the credit card. He feels people are short sighted when it comes to the benefits of the card, and cancel it in haste. Hmm, was I missing something?

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2 Product Change / Conversion Options for JPMorgan Chase Ritz Carlton Credit Card

Good morning everyone.  A few days ago, the $395 annual fee posted to my JPMorgan Chase Ritz Carlton Credit Card.  A few months ago, I wrote this post: Should I Keep Both Chase Sapphire Reserve & JPMorgan Chase Ritz Carlton Credit Cards?  In that post, I basically decided that the $300 travel incidentals credit and unused Ritz Carlton perks were not worth the $395 fee.  So when the $395 annual fee posted on my JPMorgan Chase Ritz Carlton Credit Card, I knew I had to call Chase and see what options were available.  I didn’t bother asking for a retention offer since I probably spent about $350 on the credit card during the past year, and $300 of that was reimbursed due to the travel credits.  Instead, I asked the JPMorgan Chase rep what my conversion options were.  He said there were 2 credit cards I could convert to…

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