Tag Archives: Chase Bank

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Midyear Review: My Credit Card Retention Offer Thought Process & Results

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Good morning everyone, I hope your weekend is going well. A few days ago, I wrote about my Midyear Review: My 2024 Airline, Hotel & Credit Card Predictions (as predicted, my success rate was terrible). Thankfully, my success rate when it comes to credit card retention offers is much better. Let me ask you a question, if you could make $50, $100, or $150+ from making a phone call, would you do it? If you said yes, then you should make credit card retention offer calls.

In this post, I will share my thought process when it comes to making retention offer calls and then share my midyear results. Here are my thoughts:

1. I call every time a credit card annual fee posts to my account. I have also found that no annual fee business credit cards sometimes have retention offers, but I haven’t had much luck with no annual fee personal credit cards. Lastly, I try to call a few days after the annual fee posts to my account, but several weeks before the credit card payment is due. Continue reading →

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Midyear Review: My 2024 Airline, Hotel & Credit Card Predictions

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Good morning everyone, happy Friday!  I recently watched a Frequent Miler On The Air Podcast episode on YouTube where Greg and Nick reviewed their 2024 predictions, so I figured it would be fun to review My Overly Ambitious 2024 Airline, Hotel & Credit Card Predictions.  The original predictions are in black, correct predictions are in green, and incorrect predictions are in red.  Without further ado, here are my predictions for 2024:

My 2024 Airline Predictions

  • Alaska Airlines or Southwest Airlines will introduce a “family pooling” benefit for miles or travel credit. – Nope, but Southwest Airlines Wanna Get Away Plus fares do offer Transferable Flight Credit that can be used for other Rapid Rewards members.
  • American Airlines will allow Web Special awards to be changed online (currently, they can only be cancelled). – Nope, not yet, but I haven’t booked any AA Web Special awards recently.
  • British Airways will add another airline (besides Finnair) to the Avios family. – Nope, not yet, Qatar and Finnair were the most recent additions.
  • Delta will change their 15% SkyMiles discount for Delta credit cards holders. – Nope, not yet, I haven’t booked many Delta awards this year.
  • United will allow you to combine multiple travel bank funds and future flight credits for the same reservation. – Nope, not yet, I confirmed this a few days ago when I purchased a United Airlines flight.

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My Easy 2 Day & $100 Global Entry Renewal Process

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Good afternoon everyone, I hope your weekend is going well.  On Wednesday, April 24, I logged into my Global Entry account to saw that my Global Entry / TSA PreCheck membership was set to expire this year in November 2024.  Side note: Do you know when your Global Entry / TSA PreCheck membership expires?  Once your membership is within 12 months of expiring, you can begin the renewal process.  In this post, I will walk you through the Global Entry renewal process and show you how long it took (spoiler alert: my renewal was approved in 2 days).  To get started, sign into your Global Entry account and click the Renew Membership button.

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My 2 Favorite Restaurant & Food Apps for New York City: InKind & Too Good To Go

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Good afternoon everyone, I hope your week is going well.  2 weeks ago, I was in New York City with Laura for her Spring Break.  We had a great time seeing musicals, walking around Manhattan, and eating out at fancy restaurants.  During our time in NYC, we used 2 apps for restaurants and food that I wanted to share: InKind and Too Good To Go.  If you have never heard of InKind before, it is an app that you can use to pay at participating restaurants.  Several times throughout the year, InKind runs various promotions with Chase Offers, Citi Merchant Offers, and AMEX Offers that you can use to buy discounted InKind credits.  If you are new to InKind, you can use my referral link which will give you a $25 reward bonus after you spend $50 or more with InKind.

I’ve written about InKind many times, but I don’t think there is a city in the country with more InKind restaurants than New York City.  Just look at this map of participating InKind restaurants!  I’m not sure the total number, but I would guess somewhere in the 150-250 restaurant range, with multiple options in every area of the city.

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My IHG Hotel Strategy: Points, Free Night Certificates & Multiple Rebookings

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Good afternoon everyone.  Last week, Laura and I were in New York City for her Spring Break.  I had 2 IHG Free Night Certificates (40K capped FNC from my old Chase IHG Select Credit Card and a 40K uncapped FNC from my Chase IHG One Rewards Premier Credit Card) that were expiring soon that I wanted to use.  We were staying for 4 nights, so I could have used the IHG 4th Night Free Benefit, but I wanted to use up those 2 IHG FNCs instead.  We decided to stay at the Crowne Plaza Times Square because the hotel is 1-2 blocks away from Times Square, surrounded by many musical theaters, very close to many subway lines (including the subway that goes from Manhattan to JFK (via the Jamaica Station), and walking distance to Central Park / Cruise Terminal / Rockefeller Center, etc.

I didn’t take screenshots during the booking process, but here is the booking strategy I used which I will explain below.  To get started, I searched for 4 nights to ensure that there was availability every night using points.  I clicked the Select Hotel button to view more details.

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