Tag Archives: Chase Ultimate Rewards Points

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I Paid $4,807 in Credit Card Annual Fees in 2023 – Was it Worth it?

Good evening everyone, I hope your holiday season is going well.  With the end of the year right around the corner, I decided to publish my 2023 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • New credit cards with sign up bonuses
  • Credit cards with retention offers
  • Credit cards that have been upgraded / downgraded / product changed
  • Annual fees saved on closed credit cards
  • All other credit cards

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My 6 Credit Card App-O-Rama: Results & Reconsideration Calls

Good afternoon everyone, happy Friday!  A few weeks ago, I applied for 6 new credit cards in my most recent App-O-Rama (which doesn’t work as well as it used to work, back in the good ol’ days), but I wanted to share my results and reconsideration calls.  Warning: I don’t recommend applying for multiple cards in the same day (“do as I say, not as I do”).  With that said, I started with the American Express Blue Business Plus Credit Card that has a 75,000 American Express Membership Rewards Points signup bonus after spending $15,000 in 12 months.  Check out this Doctor of Credit post for more info.

a blue card with text and a picture on it

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Which Credit & Debit Cards are in my Wallet, ApplePay Wallet, and Travel Wallet? (August 2023)

Good morning everyone.  We all know the classic Capital One line, “What’s in your wallet?” (spoiler alert: no Capital One Credit Cards are currently in my real wallet), but I thought it would be fun to do this type of post monthly or every other month, depending on which credit cards I am currently using.  At last count, I currently have 40+ personal and business credit cards, but I don’t carry or use every credit card every month.  I treat my credit cards like tools in a tool box, each credit card has a specific use and no credit card is perfect for every situation.  I also have 3 “wallets” for my credit cards: the physical cards that I carry with me in my iPhone case, the credit and debit cards in my ApplePay Wallet, and the credit cards in my travel wallet (aka backpack) that I use when I travel.  I will go through my 3 “wallets”, but the cards in my ApplePay Wallet and travel wallet (aka backpack) don’t change very often.

Credit Cards in my iPhone Case / Wallet

Last week, I was approved for the Chase Ink Business Preferred Credit Card that currently offers a sign up bonus of 100,000 Chase Ultimate Rewards Points after spending $8,000 in 3 months.  I am meeting the minimum spend on this credit card by paying for a few home improvement projections, car insurance, and any other large purchase that will get me closer to my $8,000 minimum spending requirement.  I don’t have immediate plans for these 100K Chase Ultimate Rewards Points, but I can always use more Chase Ultimate Rewards Points.

a blue credit card with silver text

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Uline Purchases Do No Code as 5x Office Supply Stores with Chase Ink Plus (Codes as Shipping Supplies / Catalog Merchant)

Good morning everyone, I hope your weekend is off to a great start.  This post is probably only relevant to the 0.01% of people who shop at Uline (the huge shipping and office supply company that provides materials for home offices, small businesses, large warehouses, and events).  Many years ago when I was an eBay PowerSeller, I used to buy lots of boxes, padded envelopes, and other shipping supplies from Uline since they had the best prices and great customer service.  Fast forward to last week, I ordered 3 industrial storage cabinets from Uline and paid with my Chase Ink Plus Credit Card since I assumed the charge would code as a 5x office supply store, like Staples, Office Depot, and Quill, but unfortunately, the charge only coded as a 1x transaction (Uline Shipping Supplies – Catalog Merchant).

a close-up of a receipt

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Some KLM Business Class Awards (Booked with Virgin Atlantic) are Cheaper than Economy Awards for Flights Within Europe

Good afternoon everyone. 2 weeks ago, my wife and I decided to book a last minute trip to Europe this summer with stops in Prague (PRG), Copenhagen (CPH), and Amsterdam (AMS). When I searched for flights from Copenhagen to Amsterdam (CPH-AMS), I found 2 morning flights on KLM that would work perfectly for our schedule. Unfortunately, the prices ($243-$285) were a little higher than we wanted to pay for the 1.5 hour flight. I used Point.me to search for these flights to see if they were bookable with miles. Strangely, the award prices were lower in business class than in economy. Let me show you what I found and how I booked the award ticket.

a screenshot of a flight schedule

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