Good morning everyone. Earlier today I wrote Chase Marriott Bonvoy Boundless Credit Card Application Process & Reconsideration Phone Call. In today’s post, I will write about the Barclays Wyndham Rewards Earner Business Credit Card, my application process, and the hoops I had to jump through to get approved via the reconsideration process. First off, the Barclays Wyndham Earner Business is a relatively new credit card from Barclays but the credit card has some great features. The sign up bonus is 45,000 Wyndham Rewards Points after spending $1,000 in 3 months. You also get Wyndham Diamond Elite Status (great for matching to Caesar’s Diamond Elite Status), 10% rebate on redeemed points toward free nights, and 15,000 points every anniversary you keep your credit card, all for a $95 annual fee. I was hoping for an instant approval on my credit card application, but Barclays had other plans for me.
Unfortunately, my credit card application went to pending, so I decided to check back later to see if Barclays had made a decision on my application.
Later that day, the online application status checker said that my application was declined and that I would receive a letter with the details of the declined offer.
A few days later, I received this letter from Barclays. Barclays needed more information about me to approve me for this credit card (even though I am an existing Barclays customer was another Barclays personal credit card). The letter stated that I needed to send a copy of the front and back of my driver’s license, social security card, and a recent utility bill showing my name and address. I then had to mail these documents to Barclay’s address for review. I decided to call the Barclays reconsideration department (866-408-4064) and see if there was a way to email or fax the documents to Barclays so that they would receive the documents sooner. Unfortunately, the rep said mailing the documents was the only method possible. The rep also said that the only utility bills they would accept were “lights, water, gas, and sewer” and that all other utility bills “would not be accepted.” Shortly after that call, I made copies of those documents and mailed them to Barclays.
I waited a week for Barclays to call or email me and let me know that they received the documents, but I had not heard anything. I called the reconsideration department again to see if they had received my documents. Yes, in fact, they received the documents a few days ago and added notes in my account to approve me for the credit card. If not for calling back in, I am not sure if my credit card would have been approved (lesson learned – call Barclays a few days after mailing the documents to get the ball rolling). The rep said that I was approved for the credit card with a $1,000 credit limit (so generous Barclays!). I asked if I could move some credit over from my personal Barclays credit card and the rep said that she would need to transfer me to another department. I said I would just call back after I received the card in the mail. Shortly after the call, I received an approval email from Barclays. I should receive my new credit card in the next few days.
If you have any questions about the Barclays Wyndham Rewards Earner Business Credit Card or the reconsideration process, please leave a comment below. Have a great weekend everyone!