PSA: Keep Track of your Bluebird or Serve Monthly Reload Limit

Good evening everyone, this is just a friendly reminder to keep track of your Bluebird or Serve monthly reload limit.  You should always know how much you have loaded onto your Bluebird or Serve Card and how much you have left to go.  If you have one card, it is easy to keep track of your reload amount, but it gets exponentially harder as you try to keep track of 2, 3, 4 or more cards.

I created a handy excel spreadsheet that you can download and fill out in my post Keep Track of Bluebird/Serve Transactions.  If you are not sure if you need it, answer this quick question: how much have you loaded onto all of your Bluebird or Serve Cards from May 1 through today?  

Don’t guess, you should know.  There is no worse feeling that driving all the way to Walmart, standing in line for the Money Center counter/ATM, and being told that your gift card cannot be loaded onto your Bluebird or Serve Card.  Whenever I hear someone say that they were unable to load a gift card to their Bluebird or Serve Card, I immediately ask people if they have already maxed out on their $5,000 monthly reload limit.  Most will answer, no without thinking, then when they log into their account, they will see $5,000 in reloads magically appear.   Continue reading →