Tag Archives: Chase Ink Business

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My 6 Credit Card App-O-Rama: Results & Reconsideration Calls

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Good afternoon everyone, happy Friday!  A few weeks ago, I applied for 6 new credit cards in my most recent App-O-Rama (which doesn’t work as well as it used to work, back in the good ol’ days), but I wanted to share my results and reconsideration calls.  Warning: I don’t recommend applying for multiple cards in the same day (“do as I say, not as I do”).  With that said, I started with the American Express Blue Business Plus Credit Card that has a 75,000 American Express Membership Rewards Points signup bonus after spending $15,000 in 12 months.  Check out this Doctor of Credit post for more info.

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Which Credit & Debit Cards are in my Wallet, ApplePay Wallet, and Travel Wallet? (August 2023)

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Good morning everyone.  We all know the classic Capital One line, “What’s in your wallet?” (spoiler alert: no Capital One Credit Cards are currently in my real wallet), but I thought it would be fun to do this type of post monthly or every other month, depending on which credit cards I am currently using.  At last count, I currently have 40+ personal and business credit cards, but I don’t carry or use every credit card every month.  I treat my credit cards like tools in a tool box, each credit card has a specific use and no credit card is perfect for every situation.  I also have 3 “wallets” for my credit cards: the physical cards that I carry with me in my iPhone case, the credit and debit cards in my ApplePay Wallet, and the credit cards in my travel wallet (aka backpack) that I use when I travel.  I will go through my 3 “wallets”, but the cards in my ApplePay Wallet and travel wallet (aka backpack) don’t change very often.

Credit Cards in my iPhone Case / Wallet

Last week, I was approved for the Chase Ink Business Preferred Credit Card that currently offers a sign up bonus of 100,000 Chase Ultimate Rewards Points after spending $8,000 in 3 months.  I am meeting the minimum spend on this credit card by paying for a few home improvement projections, car insurance, and any other large purchase that will get me closer to my $8,000 minimum spending requirement.  I don’t have immediate plans for these 100K Chase Ultimate Rewards Points, but I can always use more Chase Ultimate Rewards Points.

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I Paid $4,043 in Credit Card Annual Fees in 2022 – Was it Worth it?

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Good evening everyone, I hope your week is going well.  With the end of the year right around the corner, I decided to publish my 2022 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • Annual fees paid on new credit cards with sign up bonuses
  • Annual fees paid on credit cards that received retention offers
  • Annual fees on credit cards that have been upgraded / downgraded / product changed
  • Annual fees on credit cards that I closed
  • All other credit cards

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$700 Trade-In Value for my Old iPhone XS Toward New iPhone 13 Pro (Current Promos with AT&T and Verizon)

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Good afternoon everyone, I hope your week is going well.  A few weeks ago, I traded in my old iPhone XS from 2018 for $700 toward a new iPhone 13 Pro.  My old iPhone was in pretty good shape but the battery wasn’t holding a great charge.  I heard about these trade-in deals with AT&T and Verizon so I did some research and found out how they worked.  Now that I understand how these trade-in deals work, I thought I would write this post to explain the process.  If you have an old iPhone or other smartphone, check with your current wireless carrier to see if they have any similar upgrade offers.  Also, these deals change on a monthly basis, so check back often to see if new deals are live.

First things first, I have AT&T, so the majority of this post talks about AT&T’s trade-in program.  Laura has Verizon, so I can confirm that the Verizon upgrade and trade-in process is very similar, which I will cover at the end of this post.  Here are the newest iPhones available on the AT&T website and you will see the banner that says “Up to $700 w/ Trade”.  The iPhone 13 and iPhone 13 Pro are almost the same size as my old iPhone XS, so I wanted my new iPhone to be the same size.  The iPhone 13 Pro has 3 cameras, a larger battery, and faster processor vs the iPhone 13 so I decided to purchase the iPhone 13 Pro.

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Stop Ignoring Vacasa Vacation Rentals! Get Awesome Condos for 13,500 Wyndham Rewards Points per Night

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Good afternoon everyone, I hope you had a great weekend.  A few days ago, I booked 3 more Vacasa Vacation Rentals for an upcoming trip to Maui and Oahu.  I am a huge fan of Vacasa (especially in Hawaii) and the booking process is pretty easy, you just need to call Wyndham Rewards. The price is right too at only 13,500 Wyndham Rewards Points per bedroom per night, if you have the Barclays Wyndham Rewards Earner+ Credit Card or the Barclays Wyndham Rewards Earner Business Credit Card (or 15,000 points per bedroom per night without the credit card).  Here are the 6 Vacasa properties in Hawaii that I have booked and stayed at / will stay at.  There are actually a few ways to earn Wyndham Rewards Points that I will show you later in the post.  Let’s get started.

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