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How to Redeem Wells Fargo Go Far Rewards Points to Pay for Purchases

Good afternoon everyone, I hope your week is going well.  Earlier this month, the $175 annual fee posted to my Wells Fargo Propel World American Express Credit Card.  I made sure to max out the $50 statement credit from the Small Business AMEX Offer and used up the $100 airline reimbursement.  I was hoping to downgrade my credit card to the no annual fee Wells Fargo Propel American Express, but when I called Wells Fargo, I was told that the department that handles product changes is closed temporarily due to the Coronavirus Pandemic.

Since I couldn’t product change to a no annual fee and I didn’t want to pay the $175 annual fee, I asked the rep to close my account.  During the closure process, the rep said I had 365 Wells Fargo Go Far Rewards Points in my account and asked me if I wanted to redeem the points for purchases before they closed the account.  In this post, I will show you how to redeem your Wells Fargo Go Far Rewards Points to pay for purchases.  Sign into your Wells Fargo online account and click on your credit card, not your Go Far Rewards account.

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125K Chase IHG Premier Credit Card Sign Up Bonus Posts 2 Days After Other Points

Good morning everyone.  Last month, Laura applied for the Chase IHG Rewards Premier Credit Card and was approved around July 10 (after her application was reviewed by Chase).  The sign up bonus was for 125,000 IHG Points after spending $3,000 in 3 months.  Laura’s credit card statement closed a few days ago and I saw on her statement that the 125,000 “New Cardmember Bonus” Points were listed.  I then checked her IHG account balance but did not see the 125,000 IHG Points.  I was a little nervous and confused, but 2 days later, the 125,000 IHG Points posted to her account.  Phew!

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Keep, Cancel or Convert? American Express Platinum Delta SkyMiles Credit Card ($250 Annual Fee)

Updated 8/11/20 at 8:35am: The $1.38 credit adjustment posted to my account and and I now have a $0 balance on my credit card.


Good afternoon everyone, I hope you had a great weekend and your week is off to a great start.  As part of my Keep, Cancel or Convert? series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet.  In today’s post, I will review my American Express Platinum Delta SkyMiles Credit Card, which I wrote about last year in My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved).  I signed up for this credit card when there was a limited time sign up bonus of 70,000 Delta SkyMiles after spending $3,000 in 3 months.  After completing the minimum spending requirement and receiving the sign up bonus, I didn’t put any more spend on this credit card.  When the $250 annual fee posted to my account, I called American Express to see if they could waive the annual fee.  Here are the results of my retention call.

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Changes to American Express Credit Card Terms (Bye Ameriprise, Third Party Purchases, Foreign Currency & Cash Advances)

Good evening everyone.  Earlier this week, I reviewed my Wells Fargo credit card statements and spotted some changes to the terms.  I wrote about those changes here: Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits).  For today’s post, I reviewed my recent American Express statements and compiled all the changes I saw on my cards.  Nothing super interesting stood out to me, but I did see mentions of Ameriprise, third party purchases, paying in foreign currency, cash advances, and a few other things.  Here is my attempt to provide some insight about these changes.  Just a heads up that American Express likes to repeat the same information in different places.  This first section covers Ameriprise cards, earning points with third party purchases, and the arbitration process.

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