Tag Archives: Debit Cards

Wells Fargo Discontinues Temporary Debit Cards & ATM Access Code Feature (Effective April 1)

Good afternoon everyone, I hope you had a great weekend.  A few months ago, I wrote Wells Fargo Discontinues Instant Issue Debit Cards Effective November 30.  In that post, I said:

After November 30, if you need a replacement debit card (if your current debit card was lost or stolen), you can no longer get a temporary debit card at a Wells Fargo branch – you will need to use the Wells Fargo app or call Wells Fargo (1-800-869-3557) to request a replacement debit card. Once your request is submitted, your replacement debit card will arrive via mail in 5-7 days.

November 30 came and went and there weren’t any more updates, until my recent Wells Fargo checking account statement closed a few days ago.  I will go into my details below, but long story short, Wells Fargo will no longer issue temporary debit cards and is discontinuing the ATM Access Code feature, both changes are effective on April 1, 2021.  Read on to learn more.

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Wells Fargo Discontinues Instant Issue Debit Cards Effective November 30

Good morning everyone, I hope your weekend is going well.  I just reviewed my recent Wells Fargo checking account statement and noticed this “Important Account Information” section at the bottom of my statement.  “Effective on or after November 30, 2020” (strange way of wording this change), you will no longer be able to request Wells Fargo Instant Issue Debit Cards or Wells Fargo Business Instant Issue Debit Cards.  After November 30, if you need a replacement debit card (if your current debit card was lost or stolen), you can no longer get a temporary debit card at a Wells Fargo branch – you will need to use the Wells Fargo app or call Wells Fargo (1-800-869-3557) to request a replacement debit card.  Once your request is submitted, your replacement debit card will arrive via mail in 5-7 days.

I don’t usually use or carry my Wells Fargo debit card (but I do have it saved in my ApplePay Wallet), but this is obviously a negative change if your Wells Fargo debit card is you only form of payment.  If your debit card is lost or stolen, you will need to wait 5-7 days (or however long it takes for your replacement debit card to arrive in the mail) which could be an eternity if you need your debit card to pay for items.

I haven’t tried this in years or at Wells Fargo, but I think if you show up at a branch with your driver’s license and provide verification information, you should be able to withdraw cash from a bank teller (YMMV with this tip).

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It Happened Again: Don’t Leave Home Without At Least Two Of These!

I can’t believe this happened again, though with a different friend. Doesn’t he read my blog posts on TWG? This time on my friend’s FIRST day, which was to start a seven week trip around Mexico, the ATM ate his debit card. He had no cash on him. His bank told him they’d send a new debit card, but after tracking the card’s delivery and waiting four days, my friend had doubts about getting his card.

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PSA: Use ATMs with NFC Readers to Avoid ATM Skimmers

Good morning everyone, I just wanted to introduce you to Shane, the Flying Detective, as my newest writer.  He has a law enforcement background and he will write about law enforcement, travel hacking, MSing, and trip reports.  He has quite a few trip reports ready, so those will be coming out over the next few days.  I hope you enjoy reading his posts and please give Shane a warm TWG welcome.


Everyone has seen the news articles about ATM skimmers and how criminals steal your card info from the magnetic stripe and then record your PIN number by a video camera or a fake PIN pad, right?

How Do ATM Skimmers Work?

To help educate readers who are not familiar with the ATM skimmers, check out this ATM skimmer found at an ATM in Vienna, Austria.  Watch the video and you can see how the device records your information.

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Chime Card Evolves and Removes Offers for Certain Users

(Hat Tip to Carl for the Facebook message)

Good morning from Denver, Colorado.  I just received a Facebook message from Carl alerting me to a recent negative change to my Chime Card offers:

FYI, my Chime offers all vanished this week. I thought they’d gone out of business or there was a bug, but I learned from a friend that all of the same ones were still there. Chime’s response: “we’re simply reevaluating how and when we show offers! Please keep checking back! If you would like to close your account, though, just let me know. Thanks!”

So apparently if you use the card as intended on occasion, they remove all offers so they won’t lose any additional money funding discounts. If you use it very rarely, you’ll still have deals.

I checked my Chime Card account and all my offers are gone too.

Chime Card Offers Dissapear

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