Good afternoon everyone, I hope your week is going well. Back on January 14, 2022, I applied for the Wells Fargo Business Platinum Credit Card. This credit card is currently offering a $300 cash back bonus after spending $3,000 in 3 months. Fast forward 2 months, I finally received the credit card. In this post, I will cover the approval process, show how to add the card to ApplePay before the card arrives in the mail, and show you the welcome letter, brochure, and inserts. But first, here is the card art for the front and back of the credit card:
Good morning everyone, happy Friday! Over the last few months, I have written about several changes regarding Wells Fargo checking and savings accounts:
- Changes to Wells Fargo Everyday Checking $10 Monthly Fee Waiver Requirements (Effective October 8)
- Wells Fargo Discontinues Instant Issue Debit Cards (Effective November 30)
- Wells Fargo Discontinues Temporary Debit Cards & ATM Access Code Feature (Effective April 1)
- Wells Fargo Changes: New Statement Ending Dates, TTY/TDD Numbers Retired & More
In today’s post, Wells Fargo made changes to closing accounts and charging fees on accounts with a zero balance. These changes are effective August 9, 2021 (so they are already live and should appear on your next monthly statement). The key part of this change is:
“Accounts with a zero balance will continue to be charged applicable fees (like the monthly service fee) until you request to close your account. We may close an account (except analyzed business accounts) with a zero balance on the fee period ending date or at month end without prior notification to you. Once an account is closed (either by you or us), no fees will be assessed on the account.”
Good morning everyone, I hope your Father’s Day Weekend is going well. A few months ago, I wrote Wells Fargo Discontinues Temporary Debit Cards & ATM Access Code Feature (Effective April 1). And last year, I wrote Wells Fargo Discontinues Instant Issue Debit Cards Effective November 30. In today’s post, I have a few more Wells Fargo changes to cover (some old and some new), including TTY/TDD phone numbers being retired, document copy fee, ATM balance inquiry fee / ATM transfer fee, and updated statement and fee period ending dates.
Effective March 5, 2021, 3 dedicated telephone / telecommunication phone numbers (800-877-4833, 800-419-2265, and 800-600-4833) for the deaf (TTY / TDD) are now retired. This sounds like bad news for customers who rely on those 3 phone numbers to communicate with Wells Fargo. It says that Wells Fargo does accept relay-assisted calls, but I am not sure if that is a suitable alternative option to the retired TTY / TDD options.
Good afternoon everyone, I hope you had a great weekend. A few months ago, I wrote Wells Fargo Discontinues Instant Issue Debit Cards Effective November 30. In that post, I said:
After November 30, if you need a replacement debit card (if your current debit card was lost or stolen), you can no longer get a temporary debit card at a Wells Fargo branch – you will need to use the Wells Fargo app or call Wells Fargo (1-800-869-3557) to request a replacement debit card. Once your request is submitted, your replacement debit card will arrive via mail in 5-7 days.
November 30 came and went and there weren’t any more updates, until my recent Wells Fargo checking account statement closed a few days ago. I will go into my details below, but long story short, Wells Fargo will no longer issue temporary debit cards and is discontinuing the ATM Access Code feature, both changes are effective on April 1, 2021. Read on to learn more.
Good afternoon everyone, I hope your week is going well. Every year, I like to check out my stats from Google Analytics to see which blog posts were the most popular. I created 2 lists by looking at all blog posts written in 2020 and then I looked at which posts were read the most in 2020, but written in a previous year (#stayingpower). I will list the blog posts from top to bottom based on pageviews, share the original published date, and provide a short summary of each blog post. If you are curious, here were the most popular posts from 2019, 2018, 2017, and 2016.
2020’s Most Read Posts (Written in 2020)
- Overpaid Chase Credit Card? Receive Credit Balance Refund via ACH Bank Transfer Instead of Check (7/8/20) – If you have a credit balance on a Chase credit card, you can contact Chase and ask for them to send you back the money. You can receive your funds back via an ACH bank transfer which is much faster than waiting for a check in the mail. I have done this a few times over the last few months and I wish all other banks had a similar process.