Tag Archives: Wells Fargo Bank

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Payment Posts Instantly when you Pay Bilt Credit Card via Wells Fargo Checking Account

Good afternoon everyone.  A few weeks ago, I wrote I Finally Got A Bilt Credit Card (Application Process, Earning & Redeeming Strategy, and Unboxing).  In that post, I shared that I was excited that I was approved for the Bilt Credit Card (my referral link) but confused why I was only approved for a $4,000 credit limit since I applied for 2 other credit cards afterward and was approved for a $22,000 credit limit on a Bank of America Air France / KLM Credit Card and a $17,200 credit limit on a Barclays JetBlue Plus Credit Card.  I knew with a $4,000 credit limit, it was going to be impossible challenging to spend $12,500 in the first 5 days in order to receive the maximum 50,000 bonus Bilt Points for new card members.

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How Much Money Did I Make from Bank Account Bonuses in 2023?

Good morning everyone, I hope your week is going well.  Doctor of Credit has a Best Bank Account Bonuses page that he keeps up to date with the best offers each month.  In that master post, he links to individual bank account bonuses with helpful information regarding the bonus details, how to avoid monthly fees, when to close the account, how often you can open a new account, and much more.  For the last 9 years, I have been opening new checking accounts, savings accounts, brokerage accounts, and cash management accounts for the new member bonuses.  At the end of each year, I share my results on the blog.

Over the last 9 years, I have made over $24,000 in bank account bonuses.  You will receive 1099-INT / 1099-MISC tax forms every year, so you have to pay taxes on the bank account bonuses, but sometimes you can fund the opening deposit with a credit card and earn miles, points, or cash back.  If you are lucky, you can meet a minimum spending requirement by funding a new checking account or reach a high spending target to earn more rewards.  Here are my results from the last 9 years with links to corresponding yearly summaries:

Drum roll please… Here are the 13 new accounts I opened in 2023 that paid out $3,685 in bonuses:

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Zelle’s Parent Company (Early Warning Services) Launching New Paze Digital Wallet Service

Updated at 10:30am PT on 6/8/23: Here is a Chase Paze FAQ page and a US Bank Digital Services Agreement page (scroll down to “Using Paze”).

Good afternoon everyone.  I went down a deep rabbit hole that started with an email from Wells Fargo and ended with me finding details of Paze – a new digital wallet service from Zelle’s parent company (Early Warning Services).  Follow me down the rabbit hole as I explain more about Paze.  The journey began when I received this email from Wells Fargo about updates to the Online Access Agreement.  I clicked the link to view the Summary of Changes to see if there was anything noteworthy.

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Have you Read my Most Popular Posts of 2022?

Good afternoon, from rainy Northern California.  Every year, I like to check out my stats from Google Analytics to see which blog posts were the most popular.  I created 2 lists by looking at all blog posts written in 2022 and then I looked at which posts were read the most in 2022, but written in previous years (#stayingpower).  I will list the blog posts from top to bottom based on pageviews, share the original published date, and provide my thoughts or a short summary of each blog post.  If you are curious, here were the most popular posts from 2016, 2017, 2018, 2019, 2020, and 2021.

2022’s Most Read Posts (Written in 2022)

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Unboxing Wells Fargo Business Platinum Credit Card: Card Art, Slow Approval Process, Add to ApplePay, & Welcome Letter

Good afternoon everyone, I hope your week is going well.  Back on January 14, 2022, I applied for the Wells Fargo Business Platinum Credit Card.  This credit card is currently offering a $300 cash back bonus after spending $3,000 in 3 months.  Fast forward 2 months, I finally received the credit card.  In this post, I will cover the approval process, show how to add the card to ApplePay before the card arrives in the mail, and show you the welcome letter, brochure, and inserts.  But first, here is the card art for the front and back of the credit card:

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