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3 Buy Miles / Points Promos Ending Soon: IHG (75%), Virgin Atlantic (70%), & United Airlines (50%)

Good afternoon everyone, happy Friday!  I was working on my Buy Miles & Points Page and found 3 offers that are ending soon.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 3 offers that end soon.  Up first, IHG Hotels is offering up to a 75% bonus, depending on the number of IHG Rewards Club Points you purchase.  This offer expires on August 13.

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Citi Credit Card Payments Not Showing Online & in Citi App (YMMV)

Good morning everyone, happy Friday.  I was reviewing my recent Citi credit card statements and noticed a bug on the Citi website and on the Citi App.  For some of my credit card accounts, it is not showing the payments in the Transactions section.  I needed to navigate to the Payment Activity page to confirm that the payment actually posted to my account.  I will show you what is happening and how to verify that the payment posted to your account successfully.  If your current balance is $0.00, that most likely means that the payment posted successfully.

Here is what one of my Citi AT&T Access More Credit Card accounts looks like online.

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Quick & Easy Credit Limit Increases with the Citi App (No Hard Pull or Credit Check)

Good morning everyone.  I wrote a similar post in 2019 but I thought it was worth a refresher (Easily Request a Credit Limit Increase (No Hard Pull) via the Citi App).  If you have a Citi credit card and use the Citi App, you can quickly and easily request a credit limit increase through the Citi App.  I will walk you through the steps and share the results of my 4 Citi credit limit increase requests.  Having larger credit limits help with your credit utilization ratio and there are no hard pulls or credit checks (all 3 of my credit reports are currently frozen and I didn’t receive any credit monitoring alerts after making the credit limit increase requests).

I will go through the steps on my Citi Rewards+ Credit Card, but the steps are the same for any Citi credit card.  To get started, sign into the Citi App and click on the credit card you want to do a credit limit increase on.  Then click the View Credit Limit, APR & More link.  Then click the Request an Increase link.

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Barclays Wyndham Rewards Credit Cards: Business Earner CC Online Portal & Personal Earner Plus Upgrade Offer

Good afternoon everyone.  I just received this email from Barclays regarding my Barclays Wyndham Rewards Earner Business Credit Card.  Beginning on August 15, 2021, you will now be able to access your credit card on the Barclays App and on the BarclaysUS.com, along with all of your other Barclays credit cards.  There are a few steps you might need to do first after August 15, so read on to find out.  I also discovered that there is an upgrade offer from the old no annual fee Barclays Wyndham Rewards Visa Credit Card to the $75 annual fee Barclays Wyndham Rewards Earner Plus Credit Card.

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I’m Back from Hawaii and a Preview of Upcoming Blog Posts

Good morning everyone, I hope your week is going well.  I just returned home from a relaxing trip to Hawaii with Laura for our 2 year wedding anniversary.  We spent 4 nights on the Big Island in Kona at the Waikoloa Beach Marriott Resort & Spa using 4 50K Free Night Certificates and then 6 nights on Kauai; 4 nights in Princeville and 2 nights in Poipu at 2 different Vacasa vacation rentals that cost 13,500 Wyndham Rewards Points per night (thanks to the 10% discount for Barclays Wyndham Rewards Earner Business Credit Card holders).

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Sunset view overlooking the pool and ocean at the Waikoloa Beach Marriott Resort and Spa

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