Good afternoon everyone, I hope your week is going well. I just noticed that the American Express Business Gold Card made some changes to their 4x AMEX Membership Rewards Points earning categories, added a $240 Flexible Business Credit ($20 / month at either FedEx, Grubhub, or at office supply stores), and is offering a $12.95 / month credit to offset the $12.95 / month Walmart+ Subscription. Let’s go through these changes so you can see if these new benefits are useful. You can see these benefits on the Benefits tab in your AMEX online account. Let’s look at the 4x categories first.