Tag Archives: American Express Membership Rewards Points

a woman with blonde hair and a green shirt

My 6 Credit Card App-O-Rama: Results & Reconsideration Calls

Good afternoon everyone, happy Friday!  A few weeks ago, I applied for 6 new credit cards in my most recent App-O-Rama (which doesn’t work as well as it used to work, back in the good ol’ days), but I wanted to share my results and reconsideration calls.  Warning: I don’t recommend applying for multiple cards in the same day (“do as I say, not as I do”).  With that said, I started with the American Express Blue Business Plus Credit Card that has a 75,000 American Express Membership Rewards Points signup bonus after spending $15,000 in 12 months.  Check out this Doctor of Credit post for more info.

a blue card with text and a picture on it

Continue reading

green text on a white background

Ability to Buy / Top Up American Express Membership Rewards Points Ending December 30, 2023

Good afternoon everyone, I hope your week is going well.  I was reviewing my recent American Express statements and spotted this small change: “Effective December 30, 2023, we are eliminating the option for Card Members to buy Membership Rewards points. The Membership Rewards Program Terms and Conditions will be updated to reflect this change.”  Did you even know you could buy AMEX MR Points??  I didn’t know either.  Here are some more details I learned about the change.

a close-up of a message

Continue reading

a credit card with a picture of a man

American Express Business Gold Card Changes: New 4X Categories, $240 Flexible Business Credit & Walmart+ Subscription

Good afternoon everyone, I hope your week is going well.  I just noticed that the American Express Business Gold Card made some changes to their 4x AMEX Membership Rewards Points earning categories, added a $240 Flexible Business Credit ($20 / month at either FedEx, Grubhub, or at office supply stores), and is offering a $12.95 / month credit to offset the $12.95 / month Walmart+ Subscription.  Let’s go through these changes so you can see if these new benefits are useful.  You can see these benefits on the Benefits tab in your AMEX online account.  Let’s look at the 4x categories first.

a screenshot of a website

Continue reading

a blue sign with white text

Upcoming AMEX Changes to Employee Cards, Premium Private Jet Program, Departures Magazine & Upgrade with Points

Good morning everyone, I hope you had a great Labor Day Weekend!  I just returned from my “free” Holland America Line cruise from Boston to Quebec and had a great time.  Yesterday, when I was reviewing my recent American Express credit card statements, I noticed a few upcoming changes that I wanted to share.  These notices came on my American Express Business Platinum Card, but should apply to most Platinum Cards and some Membership Rewards earning cards.  None of these changes are huge, but they might affect some cardmembers.

American Express is changing the name from “Additional Business Green Rewards Card” to “Additional Business Expense Card” effective August 17, 2023.  Replacement cards will have the new name going forward.  Effective November 2, 2023, that name change will be updated in the Cardmember Agreement.  No changes to the card benefits are mentioned.

a close up of a card

Continue reading

a woman with blonde hair and a green shirt

Which Credit & Debit Cards are in my Wallet, ApplePay Wallet, and Travel Wallet? (August 2023)

Good morning everyone.  We all know the classic Capital One line, “What’s in your wallet?” (spoiler alert: no Capital One Credit Cards are currently in my real wallet), but I thought it would be fun to do this type of post monthly or every other month, depending on which credit cards I am currently using.  At last count, I currently have 40+ personal and business credit cards, but I don’t carry or use every credit card every month.  I treat my credit cards like tools in a tool box, each credit card has a specific use and no credit card is perfect for every situation.  I also have 3 “wallets” for my credit cards: the physical cards that I carry with me in my iPhone case, the credit and debit cards in my ApplePay Wallet, and the credit cards in my travel wallet (aka backpack) that I use when I travel.  I will go through my 3 “wallets”, but the cards in my ApplePay Wallet and travel wallet (aka backpack) don’t change very often.

Credit Cards in my iPhone Case / Wallet

Last week, I was approved for the Chase Ink Business Preferred Credit Card that currently offers a sign up bonus of 100,000 Chase Ultimate Rewards Points after spending $8,000 in 3 months.  I am meeting the minimum spend on this credit card by paying for a few home improvement projections, car insurance, and any other large purchase that will get me closer to my $8,000 minimum spending requirement.  I don’t have immediate plans for these 100K Chase Ultimate Rewards Points, but I can always use more Chase Ultimate Rewards Points.

a blue credit card with silver text

Continue reading