Good morning everyone, happy Friday. When I was doing research for my previous Hilton post (Hilton Ascend Credit Card: Unlink Citi Card; Set up AMEX Card; View AMEX Offers; Call for Retention Offers), I closed one of my American Express Hilton Ascend Credit Cards. A few days later, I logged back into American Express and saw a $95 statement credit on my account. That was surprising since I hadn’t used the credit card in several months before it was converted from Citi to American Express. I did some digging and found out that the $95 was a refund of my annual fee.






