Tag Archives: Hyatt Hotels

Listen to Grant on the Miles to Memories Podcast

Good morning everyone.  Earlier this week, I had the pleasure of being a guest / co-host on the Miles to Memories Podcast.  I spoke with Shawn Coomer (MtM Founder) and Mark Ostermann (MtM Managing Editor), while Joe Cheung took the day/night off.  We talked about my British Airways / Match.com love story, our pre-honeymoon to Moorea, and our upcoming road trip to Carmel / Monterey.  Subscribe to the podcast here or click the play button below to stream the podcast.  Have a great day everyone.

P.S. If you want to listen to more podcasts where I was a guest / co-host, check out my new Podcasts & Interviews page.

Hyatt Credit Card 25% Awards Rebate: Points Posted 8 Days After Completing Stay

Good morning everyone, I hope your week is going well.  Last week, I wrote My 1 Year Wedding Anniversary Trip to Carmel, Monterey, and Big Sur and I mentioned 2 Hyatt promos that stacked:

For the first 2 nights, we stayed at the Hyatt Regency Monterey using a free night certificate from Laura’s Chase World of Hyatt Credit Card and 15,000 World of Hyatt Points (category 4 Hyatt).  Thanks to 2 current Hyatt promos, Laura received 2,500 World of Hyatt Points from the Elite Member Bonus and she should receive another 3,750 World of Hyatt Points as part of the 25% rebate on award stays (15,000 x 25% = 3,750).  

At the time, I was still waiting for the 25% rebate on award stays to post to Laura’s Hyatt account.  After ~8 days, the rebated points posted to her Hyatt account.  The points came in 2 increments:

  • 15% x 15,000 = 2,250 (standard 15% bonus that all Hyatt members get)
  • 10% x 15,000 = 1,500 (extra 10% bonus that Hyatt credit card members get)

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My 1 Year Wedding Anniversary Trip to Carmel, Monterey, and Big Sur

Good afternoon everyone, I hope your week is going well.  Yesterday (July 27) was my 1 year wedding anniversary – what a crazy year it has been!  If you are unfamiliar with our love story, please read Quick Update Regarding the Old 150x British Airways Avios & Match.com Promo.  Long story short, I joined Match.com because British Airways was running a huge promo and offering thousands of British Airways Avios.  In the end, I didn’t get the Avios, but I did get the girl and we got married in Sonoma, CA on July 27, 2019.  Last weekend, we drove down to Carmel / Monterey / Big Sur for our anniversary.  Here is where we stayed and ate during our trip…

Grant & Laura’s Wedding Day – July 27, 2019

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Why I Redeemed 1/3 of my Chase Ultimate Rewards Points with the Pay Yourself Back Feature

Good morning everyone, I hope your weekend is going well.  I recently had a change of heart and decided to redeem 1/3 of my Chase Ultimate Rewards Points with the Pay Yourself Back feature.  Chase introduced the Pay Yourself Back feature on May 31 and I wrote How to Redeem Chase Ultimate Rewards Points via Pay Yourself Back (1.5 Cents Per Point for Restaurants, Grocery Stores & Home Improvement).  Initially, I was not very excited about the new feature, since I convinced myself that I could use my Chase Ultimate Rewards Points in other ways and get more than 1.5 cents per point.

After realizing that I had no concrete travel plans remaining in 2020 (I recently cancelled trips to Boston & New York along with a big trip to Africa), I figured that my stash of Chase Ultimate Rewards Points would probably not be used much this year.  Before redeeming 1/3 of my Chase Ultimate Rewards Points, I looked at Chase’s travel partners to see if there were any major reasons to keep my Chase Ultimate Rewards Points.  Chase has 13 airline and hotel partners, but only has 4 exclusive partners (Southwest Airlines, United Airlines, IHG, and Hyatt), the remaining 9 travel partners are accessible with American Express Membership Rewards Points, Citi ThankYou Points, and Capital One Miles.

My wife and I have ~58,000 Southwest Airlines points and ~$150 in travel credit, so I would not need to transfer Chase Ultimate Rewards Points to Southwest Airlines.  I am not a huge fan of United Airlines and can usually book Star Alliance flights with other travel programs, plus I have ~$178 travel credit from a cancelled United flight.  IHG points are worth ~0.5 cents per point and I have ~222,000 IHG points in my account.  Last but not least, Hyatt is the only travel partner that stands out from the list.  I decided to save at least 60,000 Chase Ultimate Rewards Points just in case we stay at a Hyatt later this year).

I figured that normal spending on our Chase Ink Cash Credit Card, Chase Sapphire Reserve Credit Card, and Chase Freedom Credit Card this year would replenish our Chase Ultimate Rewards Points balance by the end of 2020.

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Reconsideration Strategy for Credit Card Annual Fees During Coronavirus Pandemic

Good morning everyone.  After reading recent articles by Omar @ Travel Summary (It’s Time to Reduce Your Credit Card Annual Fees) and Doctor of Credit (Credit Card Annual Fee Due? Remember To Ask For A Retention Offer Before Cancelling), I decided to take a look at my credit cards, their annual fees, and whether or not they are worth keeping going forward.  I will share my strategy for organizing my credit cards and my recent call with US Bank regarding my US Bank Altitude Reserve Credit Card.

I opened up my master credit card spreadsheet and looked at all the credit cards, debit cards, and authorized user cards in the table (68 total cards).  I then removed all my debit cards and authorized user cards and was left with 42 credit cards in my name or Laura’s name.  I then removed all the no annual fee credit cards and was left with 25 credit cards that have annual fees.  The annual fees totaled $4,134.  If you are curious about why we pay so much in annual fees, read I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it?  Here are the credit cards sorted by card name:

Credit Card Name AF Credit Card Name AF
AMEX Business Platinum $595 Chase Sapphire Reserve $450
AMEX Gold $250 Chase Southwest Airlines Priority (Laura) $149
AMEX Hilton Honors Aspire $450 Chase World of Hyatt (Laura) $95
AMEX Platinum Delta SkyMiles $195 Citi AT&T Access More 1 $95
Banco Popular Avianca Vuela $149 Citi AT&T Access More 2 $95
Bank of America Alaska Airlines (Laura) $75 Citi AT&T Access More 3 $95
Capital One Venture Rewards (Laura) $59 Citi Premier $95
Chase Hyatt Hotels $75 US Bank Altitude Reserve $400
Chase IHG Rewards Premier $89 US Bank Radisson Rewards Business $60
Chase IHG Rewards Select $49 US Bank Radisson Rewards Premier Visa Sig 1 $75
Chase Ink Plus $95 US Bank Radisson Rewards Premier Visa Sig 2 $75
Chase Marriott Bonvoy Boundless $95 Wells Fargo Propel World $175
Chase Marriott Bonvoy Premier Plus Business $99 Total Annual Fees $4,134

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