Tag Archives: Wells Fargo

My Wells Fargo Business Platinum Credit Card Arrived & How to Add Card to Online Account

Good morning everyone.  A few days ago, I got a few letters from Wells Fargo which contained my new Wells Fargo Business Platinum Credit Card.  I applied for this credit card as part of my App-O-Rama at the end of March and was approved a few days after applying (I didn’t do anything other than wait for the approval).  I will show you the various letters I received from Wells Fargo and show you how to add the credit card to your Wells Fargo online account (it was not super obvious).  Here is the front and back of my new credit card.  I was expecting a metal card but it is made of plastic.  One cool thing about Wells Fargo is the ability to upload an image and have it printed on your credit card (more details below).

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My March Madness App-O-Rama Results: 3 out of 4 Credit Cards Approved

Good morning everyone, happy Friday!  As I mentioned in my post yesterday, I did a mini App-O-Rama (where I apply for several credit cards on the same day) on Monday.  I am still waiting for most of the credit cards to arrive in the mail, but I have all the results.  Here are the results of my March App-O-Rama (sorry there is nothing related to NCAA March Madness in this post):

  1. American Express Gold Card – instant approval (I wrote about the instant approval here)
  2. US Bank Altitude Reserve Visa Signature Credit Card – pending and then approved (I will have a post out later today with my unboxing photos)
  3. Wells Fargo Business Platinum Credit Card – pending and then approved
  4. Bank of America Alaska Airlines Business Credit Card – pending but will be denied since they want a lot of business and tax documents (I will explain more below)

Click the above link to see info on my American Express Gold Card instant approval.  Without further ado, let’s go through the 3 other credit card application results.

US Bank Altitude Reserve Visa Signature Credit Card

After my instant approval with the American Express Gold Card, I was feeling good and hoped my instant approval streak would continue (like the good ole days when I would go 6 for 6 on credit card App-O-Ramas).  But instead, I got a pending decision and decided to wait and see what would happen.

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Don’t Forget About the Wells Fargo Credit Card 15 Month Rule

Good morning everyone. During my recent App-O-Rama (final tally: 4 approved and 2 declined), I planned on applying for the Wells Fargo Cash Wise Visa Credit Card.  The credit card earns 1.5% cash back everywhere, has no annual fee, and offers a $200 cash back sign up bonus.  I planned on meeting the minimum spend requirements to get the sign up bonus and then putting the credit card in the drawer.  I had an older Wells Fargo Propel World World American Express Credit Card that had the $175 annual fee billed.  I planned on applying for the Wells Fargo Cash Wise Visa Credit Card and then move all the credit from the Wells Fargo Propel World World American Express Credit Card to the Wells Fargo Cash Wise Visa Credit Card.  Unfortunately, while I was applying for the Wells Fargo Cash Wise Visa Credit Card, I was stopped by the 15 Month Rule…

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Before Closing Wells Fargo Propel World AMEX Credit Card, Get $100 Airline Reimbursement

Good afternoon everyone.  During last week’s rundown of credit cards who charged me an annual fee in March, I wrote about my Wells Fargo Propel World American Express Credit Card.  In that post, I mentioned that this credit card has a $175 annual fee and I could not figure out how Wells Fargo could justify charging $175 for this credit card.  I also reminded myself that this credit card offers a $100 airline reimbursement credit each cardmember year.  And since the annual fee posted on April 2, I figured I was in a new cardmember year.  I then used this credit card to buy a $100 Southwest Airlines egift card.  A few days later, I received the following email regarding the $100 airline reimbursement.

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Keep, Cancel or Convert? US Bank FlexPerks Gold ($85 Annual Fee) & Wells Fargo Propel World Elite ($175 Annual Fee)

Good morning everyone, I hope you enjoyed reading about my credit card decisions surrounding keeping, closing, or converting my credit cards after the annual fees post.  Check out my thoughts on my Chase Sapphire Reserve and Chase Ink Plus Business credit cards; my American Express Hilton Ascend and SPG Business credit cards; my Bank of America Alaska Airlines Business and Citi AT&T Access More credit cards.  As a reminder, here are all the credit cards and their annual fees.  In today’s post, I am going to cover both the US Bank FlexPerks Gold American Express Credit Card and the Wells Fargo Propel World Elite American Express Credit Card.  Are they worth keeping, should I close them, or should I convert them to another credit card?

  • Chase Sapphire Reserve – $450 (posted 4/1)
  • Chase Ink Plus Business – $95 (posted 4/1)
  • American Express Hilton Ascend – $95 (posted 4/3)
  • American Express SPG Business – $95 (posted 4/6)
  • Bank of America Alaska Airlines Business – $75 (posted 4/2)
  • Citi AT&T Access More – $95 (posted 4/4)
  • US Bank FlexPerks Gold – $85 (posted 4/3)
  • Wells Fargo Propel World – $175 (posted 3/31)

US Bank FlexPerks Gold American Express Credit Card

The $85 annual fee just posted and I have seriously lost interest in FlexPoints over the years.  The death nail came on December 31, 2017, when FlexPoints changed to a fixed 1.5 cents per point (CPP) value for all travel redemptions.  This credit card earns 3x on airfare, 2x on gas, and 2x on restaurants.  I currently use my Chase Sapphire Reserve Credit Card for travel, restaurants, and gas since I get 3x Chase Ultimate Reward Points on those purchases.  I can also redeem Chase Ultimate Reward Points for travel at 1.5 CPP, so the Chase Sapphire Reserve Credit Card is as good or better in every way compared to the US Bank FlexPerks Gold American Express Credit Card.  I redeemed almost all of my FlexPoints before December 31, 2017, and have a few hundred FlexPoints leftover in my account.  Not to worry, I have a no annual fee US Bank FlexPerks Select+ American Express Credit Card that will keep my few hundred FlexPoints alive.

Decision: US Bank FlexPerks Gold American Express Credit Card will be converted to a no annual fee US Bank Cash 365 American Express Credit Card.  That card earns 1.5% cash back on all purchases, so it will never be used.

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