Good afternoon everyone, I have 4 new AMEX Offers to share, a quick update regarding the Discover It Q1 cash back category (transportation) and my results using the United MileagePlusX app. First off, there is an awesome AMEX Offer to pay your AT&T, Sprint, T-Mobile, US Cellular, or Verizon cell phone bill. You can get 3 $10 statement credits when you make a payment of $75 or more toward your cell phone bill. There are also 3 AMEX Offers for Puritan’s Pride, Frette Fine Linen, and Uncle Giuseppe’s Marketplace (I have never heard of any of these merchants before).
This quarter (January 1 through March 31), all Discover It charges that are coded as transportation earn 5% cash back. Over the last month, I rode BART (Bay Area public transportation) several times and needed a Hertz rental car for a few days. As you can see below, all the purchases posted as “Travel / Entertainment” which Discover counts as “transportation.” If you have every ridden BART before, you could say that the BART experience provides travel and a bit of entertainment.
A friend of mine used his Discover It Credit Card at 7-Eleven and the charge posted as a service station (aka gas station), thus earning 5% cash back. I have seen several gift cards and PayPal My Cash Cards at 7-Eleven, but it is up to the store manager / cashier whether or not they will let you pay with a credit card. YMMV
A few weeks ago, I talked about the New United MileagePlusX App puts an Online Shopping Portal in your Pocket. I tested out the app with my Chase Ink Bold Charge Card by purchasing a $25 Office Max egift card. Unfortunately, the charge did not post as an office supply store, thus not earning the 5x Chase Ultimate Rewards Points. Instead, the charge only earned 1x.
My second test was using my Citi Forward Credit Card to purchase 2 Amazon egift cards. If I use my Citi Forward Credit Card directly on Amazon.com, I receive 5x for the purchase. But using the United MileagePlusX app only resulted in 1x.
Lesson learned: you will not earn any category bonuses by using your linked credit card at participating merchants through the United MileagePlusX app. With that information in mind, I would only using the United MileagePlusX app in 2 situations:
- For merchants/retailers that only offer 1x, I would check the app and see if the app offers a higher payout rate (like 2x or 3x United miles vs. 1x Chase Ultimate Rewards Point).
- If the merchant/retailer offers a higher earning rate through the app than what you can get if you used your credit card directly (3x United miles vs. 2x Chase Ultimate Rewards Points for restaurant purchases).
If you have any questions, please leave a comment below. Have a great day everyone!