Good morning everyone, I hope you enjoyed reading about my credit card decisions surrounding keeping, closing, or converting my credit cards after the annual fees post. Check out my thoughts on my Chase Sapphire Reserve and Chase Ink Plus Business credit cards; and my American Express Hilton Ascend and SPG Business credit cards. As a reminder, here are all the credit cards and their annual fees. In today’s post, I am going to cover both the Bank of America Alaska Airlines Business Credit Card and Citi AT&T Access More Credit Card. Are they worth keeping, should I close them, or should I convert them to another credit card?
- Chase Sapphire Reserve – $450 (posted 4/1)
- Chase Ink Plus Business – $95 (posted 4/1)
- American Express Hilton Ascend – $95 (posted 4/3)
- American Express SPG Business – $95 (posted 4/6)
- Bank of America Alaska Airlines Business – $75 (posted 4/2)
- Citi AT&T Access More – $95 (posted 4/4)
- US Bank FlexPerks Gold – $85 (posted 4/3)
- Wells Fargo Propel World – $175 (posted 3/31)
Bank of America Alaska Airlines Business Credit Card
The $75 annual fee just posted on my Bank of America Alaska Airlines Business Credit Card. I’ve had several Alaska Airlines credit cards over the years, so the pattern has always been: sign up for the credit card, meet the minimum spending requirements, receive the sign up bonus, redeem the Alaska Airlines Companion Ticket, then close the credit card when the annual fee posts. I see no reason why I should break the pattern now. The only reason to wait to close the credit card when the annual fee posts (instead of closing the credit card sooner) is to receive another Alaska Airlines Companion Ticket (good for another flight).
