Good morning everyone! I hope you all are enjoying the new year so far :) I recently had 2 disappointing attempts at retention offers with US Bank so I wanted to share them with you and see if anyone has had any recent similar (or hopefully better) experiences.
Like most travel hackers, I have something like 30+ credit cards so I have to be very careful about only paying annual fees when I think I’m getting good value from that card beyond the first year. Why 30+ credit cards? Well, most of them are cards that I no longer use but I didn’t want to ding my credit score by closing the account so I downgraded to a no annual fee version and it just sits there until a bank tells me that I have too many open accounts and I have to close one in order to open another. Two of those 30+ cards are US Bank FlexPerks cards (US Bank FlexPerks Travel Rewards Visa Signature and US Bank FlexPerks Travel Rewards American Express). I believe the US Bank FlexPerks Travel Rewards American Express Card was replaced by the the US Bank FlexPerks Gold American Express Card a few months ago.