Good morning everyone, I hope you had a great weekend. I meant to publish this post a few weeks ago, but better late than never. Chase has started to roll out more and more Chase Offers (similar to AMEX Offers) on several Chase credit cards. In this post, I will show you how long it took for a Lowe’s Chase Offer to post to my account. The Lowe’s Chase Offer provided 10% cash back on the first $120 spent, for a maximum of $12 cash back. I added the Lowe’s Chase Offer to my Chase Sapphire Reserve Credit Card on December 9, 2018. That same day, I went to Lowe’s and spent $96.60 (combination of a Christmas tree, stand, and some gift cards). After the Lowe’s purchase posted to my credit card, the Lowe’s Chase Offer showed up under my Redeemed tab of Chase Offers. The terms state that the statement credit should post within 7-14 business days, so let’s see how long it really took.
5 days later, on December 14, 2018, I received an email from Chase stating that I had earned a statement credit for completing the Lowe’s Chase Offer.
7 days later, on December 21, 2018, I noticed a $9.66 statement credit post to my account. Under the Chase Offers section, it will show you the total amount of statement credits earned to date. In my Chase Sapphire Reserve Credit Card account, the transaction details shows $9.66 of “Money in” from the “Offer:Lowe’s Home Impro”.
From start to finish (December 9 to December 21), there were ~12 calendar days and ~10 business days. Chase Offers do post a little slower than AMEX Offers, but I don’t mind the wait. Have you noticed that your statement credits from Chase Offers takes about 12 calendar days from start to finish? If you have any questions, please leave a comment below. Have a great day everyone!