Good morning everyone. As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer). In today’s post, I will share my thoughts regarding my Chase Marriott Bonvoy Premier Plus Business Credit Card (no longer available for new members), that was previously called the Chase Marriott Rewards Premier Plus Business Credit Card. I was just charged the $99 annual fee and need to decide if this credit card is worth keeping for another year.
The only reason I have this credit card is because of the free night certificate that can be used at Marriott properties up to 35,000 points. I am not even going to think about spending $60,000 on this credit card in order to get another free night certificate. The bonus categories do not excite me either.
Even though the $99 annual fee posted to my credit card on May 1, the free night certificate posted to my Marriott Bonvoy account on April 15 (16 days before the annual fee posted). I also earned 15 elite night credits toward the next Marriott Bonvoy elite level.
As you can see, I haven’t stayed at any Marriott Bonvoy properties this year, but I do have 2 stays coming up in the next 2 months.
Even though there are not many reasons to keep this credit card, I have been able to get decent use out of the free night certificates. As you can see, I also have a personal Chase Marriott Bonvoy Boundless Credit Card, that was previously called the Chase Marriott Rewards Premier Plus Credit Card. That credit card also provide a free night certificate that can be used at Marriott properties up to 35,000 points. By having 2 free night certificates every year, I can stay 2 nights “for free” with these certificates. As long as I can get more than $99 in value from each free night certificate, I plan to keep both Marriott Bonvoy credit cards.
If you have any questions about the Chase Marriott Bonvoy Premier Plus Business Credit Card, please leave a comment below. Have a great day everyone!