Seems like Citibank and their credit cards are on my mind lately. First it was making sure I had used my Citi Prestige airline credit benefit before this year ended. Then I mourned the upcoming changes to my Prestige card. Next up on my year-end credit card review and to-do list was looking at my credit cards and deciding which to keep and which to let go.
Good afternoon everyone. 2 months ago, I wrote Trim Saves Money on Monthly Cable / Phone / TV / Internet Bills (Negotiates Discounts on your Behalf) and last month I wrote Trim Launches Debt Payoff Service (Negotiates Lower Credit Card APRs, Creates Payoff Plan & Provides Personal Coaching). I just received an email from Trim regarding a promo they are currently running for their Debt Payoff Program. If you sign up for a Trim account and enroll in their Debt Payoff Program, you can get a $10 bonus when you send the code “PAYOFF” to your Debt Payoff coach. The promotion runs now through January 31, 2019.
Credit card benefit changes are inevitable. Ok, that’s stating the obvious. But benefit changes do seem to be coming at us fast and furiously these days. The Citi Prestige credit card is up for some changes starting in January. As often is the case when my my go-to credit card benefits change, I have mixed feelings about these changes. Change can be good, bad, or really bad, as proven by these Citi Prestige upcoming changes.
Updated at 7:30pm PT on 12/4: I updated the post, provided links to some of the topics I mentioned in the podcast, and added feedback from my parents after they listened to the podcast…
Good evening everyone. A few days ago, I wrote My Latest Obsession: Listening to BoardingArea Bloggers on NowBoarding Podcast. After that post went live, I reached out to Ed from Pizza in Motion and we made plans for my NowBoarding podcast. Fast forward to today and my podcast is now live and you can listen to it here. The recording is 26 minutes long. Here are some of the topics I mentioned on the podcast:
Good morning everyone. Yesterday, I read this article from Krebs on Security regarding the recent Starwood / Marriott data breach. In the article, there was a very powerful section that talked about 2 realities that all Americans need to come to grips with in regards to privacy, data security, and our powerlessness when it comes to securing our data. Here are the 2 realities from the article:
Reality #1: Bad guys already have access to personal data points that you may believe should be secret but which nevertheless aren’t, including your credit card information, Social Security number, mother’s maiden name, date of birth, address, previous addresses, phone number, and yes — even your credit file.
Reality #2: Any data point you share with a company will in all likelihood eventually be hacked, lost, leaked, stolen or sold — usually through no fault of your own. And if you’re an American, it means (at least for the time being) your recourse to do anything about that when it does happen is limited or nil.