Tag Archives: American Express

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Goodbye Citi Double Cash Gift Card Redemption; Hello American Express Plan It (Pay-Over-Time Payment Option)

Good morning everyone, happy Saturday.  I have 2 small credit card topics to cover in this post.  The first topic is regarding the Citi Double Cash Credit Card and the second topic is about a new American Express card benefit that is being introduced to the American Express Hilton Ascend Credit Card (and other American Express charge and credit cards).  According to my recent Citi Double Cash Credit Card statement, the option to redeem cash back for gift cards is ending July 20, 2018.  After that date, you will only be able to redeem your cash back for check, statement credit, and direct deposit (to your bank).

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How to Prevent your Hilton Points from Expiring

A friend of mine recently asked me if her Hilton points will expire. That got me thinking that sometimes people don’t even realize that points do in fact expire. Also, keeping track of hotel points expiration dates can be tricky. It’s true that there are multiple ways of doing this and you’ve likely found one that works best for you. We often think of points as a currency and since currency doesn’t expire, we forget that points do! So the first answer I gave her was that YES, Hilton points do expire.

Hilton Hotels loyalty program is called Hilton Honors and the points expire when the account has had no eligible activity in a 12-month period. Of course, after telling this to my friend, I knew her next logical question would be, HOW do I keep my points from expiring? Good thing there are many ways to do this, so let’s refresh your memory on this topic, too. Here’s what I told her:

Eligible activity that will keep your Hilton Honors points from expiring include some obvious and some less obvious options, such as:

  • Staying at a Hilton property on a points-earning eligible rate
  • Putting spend on a co-branded Hilton credit card to earn points
  • Participating in the Hilton Dining Program and have a qualifying dining expense
  • Shopping online through the Hilton Honors Shopping Portal
  • Transferring points to a Hilton Honors account from an external program, such as American Express Membership Rewards
  • Purchasing points
  • Earning points using programs such as e-Rewards or eMiles
  • Using Hilton Honors points to shop at Amazon

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Hyatt Regency AMEX Offer: $60 Off $200 (Expires May 27)

Good morning everyone, I hope you had a great Easter weekend.  Check your American Express accounts for this AMEX Offer: $60 off $200 at Hyatt Regency hotels.  I found this offer on my Old Blue Cash, Blue Cash Everyday, and AMEX Everyday credit cards.  I did not see this offer on any business cards.  Frequent Miler also has a rundown of some of the other newly released AMEX Offers.  I don’t have any upcoming Hyatt Regency stays, but I may need to look for some opportunities to use this AMEX Offer.

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If you have any questions, please leave a comment below.  Have a great day everyone!

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Should You Alert Credit Card Companies About Your Upcoming Trips?

There was a time when we called our credit card companies to let them know we’d be traveling. That way we wouldn’t get locked out from using our cards overseas. Then I noticed that bank websites had a “travel notification” area where you could do your notifications online. Even years ago, I always forgot to let my credit card company know I’d be traveling, and sure enough, a few times that mistake created quite a hassle. I’ve never used the online “travel notification” option, but now I see, at least in the case of American Express, I don’t have to.

The other night, I got an email I’d never received before. Because I paid for a plane ticket with my American Express Gold Charge Card, AMEX took it upon themselves to let me know that they do NOT need to be notified when I travel. Maybe this proactive approach has been going on for a while, but this is the first time I noticed it. Have you received these kinds of emails? Do you still notify your credit card companies you’ll be traveling? I’m curious, so let me know in the comments below.

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SPG Email Reminder: A Card on Your Account is Inactive

Lately, American Express seems to be on a roll with reminder emails. Here’s another interesting one I received. I thought this one was clever because it not only addresses the SPG points I might be earning if only my authorized users would put more spend on this card, but it also reminds me of the benefits of the SPG card. So an all-in-one reminder. I had forgotten that unlike some credit cards from other issuers, the SPG cards do not have a yearly fee for authorized users. I’m trying to decide if I should give my inbox a rest and not get so many of these reminder emails. Do you learn new information from these email reminders, or do you have your notifications and reminders preferences turned off? Let me know in the comments below. Thanks!

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