I made sure to temporarily unfreeze our credit reports for a few days during the application process and we applied for all of these credit cards on October 25, so some of the offers may have expired or changed since then. The Alaska Airlines Business Credit Card sign up bonus was for 40,000 Alaska Airlines Miles, a $200 statement credit, and the annual companion fare. We need to spend $2,000 in 3 months and pay the $75 annual fee.
Good morning everyone. I was reviewing my April Bank of America credit card statements and noticed a few changes to the Credit Card Agreement. I believe these changes go into effect immediately for all Bank of America credit cards, but check your April credit card statement to be sure. There are 3 main changes that I will cover in this post. The first is that cryptocurrency purchases will be treated as a cash advance (like money orders, travelers checks, casino gaming chips, bail bonds, etc.). I believe many other credit card companies have a similar policy regarding cryptocurrency. When you make a cash advance transaction, you do not earn any rewards, but instead start accruing interest right away. The next 2 changes involve foreign transactions and payments.
Good morning everyone, I hope you had a great Super Bowl weekend. I was down in Orange County enjoying the warm weather, but now I am back up in the chilly Bay Area. I’ve been wanting to write about this topic for a while, but my final motivation was reading 2 Frequent Miler articles: What’s in Nick’s wallet? and What’s in Greg’s wallet? The first thing you should know about me (if you already didn’t know) is that I am a millennial and I live in the Bay Area, so I can go weeks without using cash. For that reason, my wallet is built into my iPhone XS case. I use the Urban Armor Gear (UAG) iPhone Case ($30 on Amazon) that has room for 4 cards: my drivers license and 3 credit cards. Which 3 credit cards do I carry with me on a daily basis and which credit cards do I have in my ApplePay Wallet?
Today, I want to answer your reader questions. If they are short and simple questions, I can answer them directly in the comments section. If they are longer and more complicated questions, I might write a blog post about that topic. So without further ado, what questions do you have about credit cards? Have a great weekend everyone!
Good afternoon everyone. Generally, at the end of the year, I like to review my travel predictions for the past year and make new predictions for the coming year. After a long streak of poor prediction performance (2018 prediction results, 2017 prediction results, and 2016 prediction results), I decided not to make any travel predictions for 2019. But my predictions are coming our of retirement / hibernation today. I really recommend reading the travel predictions that Stephen at Frequent Miler made, especially his top 5 predictions:
Capital One To Add Virgin Atlantic As Travel Partner
Amex Membership Rewards To Transfer To JetBlue On A 1:1 Basis
Free Breakfast For IHG Spire Elite Members
Citi To Allow Card Referrals
Chase And/Or Amex To Increase Referral Limits
I am going to piggy back on his predictions and add a few of my own. So without further ado, here are my travel predictions for 2020
My 2020 Airline Predictions
Alaska, American, Delta, or United will introduce a “Cash and Miles” payment option for award tickets. Clarification: This is not to be confused with Delta’s “Pay with Points” option where you get 1 CPP for each Delta SkyMiles for paid flights. I’m thinking more along the lines of the way British Airways and Avianca do it for award tickets.
Allegiant Airlines, Frontier Airlines, Spirit Airlines, and Sun Country will announce a merger, but I’m not sure who will merge with who.