Good afternoon everyone. I’m a big fan of good AMEX Offers and Chase Offers, but I have received a ton of bad offers lately, so I wanted to share my loading strategy and thoughts. I will also briefly cover Bank of America BankAmeriDeals at the end of this post. Let’s get started with AMEX Offers. I created this chart to divide up AMEX Offers into 4 separate buckets:
- Good offers on all cards
- Good offers on 1 card
- Bad offers on all cards
- Bad offers on 1 card
Unfortunately, most of the recent AMEX Offers fall into the “Bad offers on all cards” and “Bad offers on 1 card” buckets. You will have to decide for yourself what you consider a good AMEX Offer vs. a bad AMEX Offer. A good AMEX Offer is an offer that I don’t need to go out of my way to research or use. A bad AMEX Offer requires a lot of research to look up the store or service, see what they sell, and figure out if it is worth the price. I don’t spend much time with bad AMEX Offers.