Tag Archives: Cash Back

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Choose a New Design for your Discover It Credit Card – 159 Colorful Options Available

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Good afternoon everyone.  I just received an email from Discover letting me know that I can select a new card design for my Discover It Credit Card and Discover It Miles Credit Card.  I currently have the standard (aka boring) card design shown above, so I was curious to see what card designs were available and find out if any of the card designs spoke to me.  Let me tell you, I was very impressed by the 159 colorful card design options and had a hard time picking my favorite.  In this post, I will show you a small sample of the various card designs to get you inspired.  As a reminder, changing the card design does not change the credit card number or expiration date, and you can keep using your current credit card until you receive and activate your new credit card.

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Brainstorming New Credit Card Ideas for Citi – Check Out the Citi Adulting is Hard Rewards Credit Card

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Good morning everyone, I hope your weekend is going well.  I don’t know about you, but sometimes I dream about credit cards and travelling.  I also recently product changed from an old Citi AT&T Access More to a Citi Custom Cash (read My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card), so I had the Citi Custom Cash on the brain.  As you probably know, Citi has several “cash back” credit cards that earn Citi ThankYou Points and each credit card has it’s niche.  I decided to brainstorm some ideas for new Citi credit cards, so let me know what you think.

For starters, let’s go through the existing Citi credit card lineup to see what areas are already covered to identify possible opportunities.

  • Citi AT&T Access More Credit Card (no longer available) – 3x for AT&T purchases and online purchases; 1x everywhere else
  • Citi Rewards+ Credit Card – 2x at supermarkets and gas stations; 1x everywhere else; round up to the nearest 10 points; 10% rebate on redeemed points, up to 10,000 points
  • Citi Custom Cash Credit Card – 5% cash back on your highest spend category, on the first $500 spent in that category each month; 1% cash back everywhere else
  • Citi Dividend Credit Card (no longer available) – 5% cash back in rotating categories every quarter

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Unboxing Chase Ink Business Unlimited Credit Card: Card Art, Welcome Letter & Benefits Booklets

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Good morning everyone.  Last week, I applied for the Chase Ink Business Unlimited Credit Card and I was instantly approved.  I have a few large bills to pay in the coming weeks, so I decided to apply for this card.  The current sign up bonus is 75,000 Chase Ultimate Rewards Points (equal to $750 cash back) after spending $7,500 in 3 months which fits perfectly with my upcoming purchases.  In today’s post, I wanted to share the card art, welcome letter, benefits booklet, activation process, and the process of moving credit limits around between business credit cards.

Here is the front and back of the Chase Ink Unlimited.  The card design is clean, simple and very similar to the design of the Chase Ink Cash and Chase Ink Plus.

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My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card

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Good afternoon everyone, I hope you all had a great weekend.  2 weeks ago, I called Citi to convert 1 of my 3 Citi AT&T Access More Credit Cards into a Citi Custom Cash Credit Card.   Earlier today, I wrote Unboxing Citi Custom Cash Credit Card: Card Art, Welcome Letter, Directory of Services & Terms and Conditions Booklets.  In this post, I will talk about my experience product changing to the Citi Custom Cash, the prorated annual fee refund, my 61,607 expiring ThankYou Point scare, and how to unlink the closed credit card from your Citi online account.

Let me briefly explain the Citi Custom Cash.  This credit card offers 5% cash back (in the form of Citi ThankYou Points) on the first $500 spent each month in a specific category and 1% cash back on everything else.  The current sign up bonus is $200 cash back (actually 20,000 Citi ThankYou Points) after spending $750 in the first 3 months.  Unfortunately, the sign up bonus is only available for new card members, not for product changes.  In a few months, I plan to convert my second Citi AT&T Access More to a second Citi Custom Cash and use each credit card for 1 specific category only (grocery stores on one and restaurants on a second).  I will still have 1 Citi AT&T Access More available to use for online purchases that earn 3x Citi ThankYou Points.

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Unboxing Citi Custom Cash Credit Card: Card Art, Welcome Letter, Directory of Services & Terms and Conditions Booklets

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Good morning everyone, I hope you all had a great weekend.  2 weeks ago, I called Citi to convert 1 of my 3 Citi AT&T Access More Credit Cards into a Citi Custom Cash Credit Card.  I will talk more about the conversion process, the prorated annual fee refund, my 61,607 expiring ThankYou Point scare, and how to unlink the closed credit card from your Citi online account (click here to read My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card).  In this post, I wanted to share images of the Citi Custom Cash and scanned images of my welcome letter, directory of services booklet, and terms and conditions booklets.

Here is the front and back of the Citi Custom Cash.  It is very simple and clean.

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