Tag Archives: Cash Back

a blue and red logo

How to Access Citi Flex Loan on Citi Credit Cards (Instant Cash Advance for 9.99% APR)

Posted on by . 11 Replies

Good afternoon everyone, I just saw this new feature on my Citi online account.  Citi introduced a new feature called Citi Flex Loan (learn more here) where you can basically get a cash advance up to your available credit limit.  If you need a higher credit limit, you can Easily Request a Credit Limit Increase (No Hard Pull) via the Citi App.  I am not saying this is a good idea, but I wanted to share the details with you in case you were interested.  After I logged into my Citi online account, I saw this big banner above my Citi Double Cash Credit Card.  I decided to check it out by clicking the View Offer button. FYI, my total credit limit is $7,700, but my current available credit limit is $7,685.87.

a screenshot of a credit card

Continue reading →

a red logo with a white background

Expecting an Ebates/Rakuten Quarterly Payment? Choose an eGift Card with up to a 15% Boost [Updated with Redemption Process]

Posted on by . 6 Replies

Updated 7:45pm on 5/1/19: I decided to redeem my cash back for a Nike eGift Card.  Scroll to the bottom of the post to see the redemption process.

Good afternoon.  Last year, I wrote a similar post: Expecting an Ebates Big Fat Check? Get up to a 20% Bonus with an eGift Card Instead! I decided to do an updated post with May’s quarterly payments.  I just got the following email from Ebates / Rakuten with an option to select an eGift Card with a boost of up to 15% vs. waiting for my Big Fat Check to arrive in the mail.  Let’s see if those eGift Cards are good deals and which merchants are offered.  I clicked the See All E-Gift Cards button in the email.

a screenshot of a cellphone

Continue reading →

a black credit card with white text

When Does the Annual Fee, Travel Credits, & Sign Up Bonus Post to the US Bank Altitude Reserve Credit Card?

Posted on by . 2 Replies

Good morning everyone, I hope you had a great weekend.  Last Thursday, I got 2 emails from US Bank regarding my credit card statement and a travel credit that posted to my US Bank Altitude Reserve Credit Card.  I got this credit card in my March App-O-Rama and wrote about Unboxing my US Bank Altitude Reserve Visa Infinite Credit Card: Card Art, Brochure & Welcome Letter last month.  I’ve been hard at work meeting the $4,500 minimum spend requirement to get 50,000 US Bank FlexPoints and was hoping the sign up bonus would post on my first credit card statement.  In this post, I will show you when the annual fee posts, when your travel credits will post, and when the sign up bonus will post to your account.

Continue reading →

a close-up of a credit card

My Experience with the American Express Gold Card $100 Airline Fee Credit

Posted on by . 16 Replies

Good afternoon everyone.  As part of my March App-O-Rama, I was approved for the American Express Gold Card.  A few weeks ago, I wrote How to Enroll in American Express Gold Card Benefits ($120 Dining Credit & $100 Airline Fee Credit).  In that post, I showed how to enroll in the $100 airline fee credit benefit.  The process was very easy.  I selected Southwest Airlines as my airline of choice and purchased a $100 Southwest Airlines eGC to trigger the $100 airline fee credit.  Unfortunately, my $100 purchase did not trigger the benefit.

Continue reading →

a blue and red credit card

Keep, Cancel or Convert? American Express Hilton Aspire Credit Card ($450 Annual Fee)

Posted on by . 18 Replies

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my American Express Hilton Aspire Credit Card.  I was reviewing my recent credit card statement and spotted a reference to the annual fee (it was very subtle and is probably overlooked by most people).  I decided to check out page 4…

a screenshot of a computer

Continue reading →