Good morning everyone, I hope you all had a great weekend. A few days ago, Chase announced the Chase Freedom Q4 merchants (Walmart and department stores) and you can now activate those bonus categories for your Chase Freedom Credit Card. Unfortunately, those bonus categories do not excite me (there are no Walmart stores close to San Francisco), so I was considering a product change from my Chase Freedom Credit Card to the Chase Sapphire Reserve Credit Card. In fact, last December, I wrote Should I Convert my Chase Freedom to a Chase Sapphire Reserve Credit Card? I have applied for the Chase Sapphire Reserve Credit Card in the past, but I was declined based on the 5/24 rule, but I still really wanted the credit card, despite not being able to get the sign up bonus. In this post, I will explain my reasoning for the product change and show how quickly the product change is processed by Chase.
