Good morning everyone.  Long story short, I have a Citi Premier Credit Card and 3 Citi AT&T Access More Credit Cards (I’m trying to spend $10,000 on each credit card every year to get the bonus 10,000 Citi Thank You Points every year).  I only applied directly for one of these Citi AT&T Access More Credit Cards (thanks for the $650 AT&T phone credit) and converted my old Citi Forward Credit Card and Citi Prestige Credit Card into additional Citi AT&T Access More Credit Cards.

But somehow one of my Citi AT&T Access More Credit Cards had a separate Citi Thank You Points account.  Why is this a problem?  Citi AT&T Access More Credit Cards do not have the same transfer partners as my Citi Premier Credit Card.  I will show you what I mean below.  In this post, I will show you why it is better to have all of your Thank You Point earning credit cards linked to the same Citi Thank You Points account and show you how easy it is to combine your accounts (spoiler: just call Citi).

To demonstrate why having 2 Citi Thank You Points accounts is not better than 1, I clicked the blue Select button at the top of the page that only had 1,480 Citi Thank You Points.

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