Tag Archives: Credit Cards

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Changes to $250 Resort Credit & Point Transfers for American Express Hilton Aspire Credit Card (Effective May 1, 2020)

Good afternoon everyone.  I was just going through my recent American Express credit card statements and stumbled upon this upcoming change to the $250 Hilton Resort Credit and point transfers for the American Express Hilton Aspire Credit Card.  Effective May 1, 2020, American Express may reverse statement credits earned if your eligible purchase is returned / cancelled (aka, if you book a refundable hotel reservation to earn the credit, then later cancel the hotel reservation).  American Express may also reverse the statement credit for “abuse” or “misuse” of the benefit and if you do not maintain the eligible card for the entire year (aka, if you downgrade or close your card before the year is over).  These are some pretty specific warnings from American Express.

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Use American Express Chat to Change Airline Fee Credit Airline Choice (Almost 100% Automated)

Good morning everyone, I hope your weekend is going well.  Yesterday, I booked an American Airlines flight from New York (LGA) to Dallas (DFW) to Orange County (SNA) for Laura and myself (we plan to check out the Centurion Lounges in LGA and DFW during our trip).  With my American Express Gold Card, I get a $100 airline fee credit to use each year to cover seat assignments, checked bags, in-flight drinks/snacks, etc.  I decided to use my $100 airline fee credit to purchase preferred seats for our American Airlines flights.

Unfortunately, American Express has a weird system that will automatically enroll you in last year’s airline choice if you do not make a change by January 31.  Since I selected Southwest Airlines in 2019 (when buying Southwest Airlines eGift Cards triggered the credits), that was who my airline choice was for 2020.  Thankfully, you can change your airline choice if you do not use any of the credit in the current year.  Instead of calling American Express, I clicked the Chat button in the lower right corner of the screen.

I typed in my comment and the automated system asked me a few questions.  After going through the prompts to change to American Airlines, I thought the Chat box was going to make the change for me, but unfortunately, I had to be connected to human.  After confirming my airline choice, the agent processed my change.  I’m not sure why the Chat box could not do it by itself, but the whole process only took a few minutes.

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Chase Credit Card Cardholders Now Earn 10% Back in Groupon Bucks ($50 Monthly Limit)

Good morning everyone, I just received an email from Chase about their new partnership with Groupon.  If you are a Chase credit card holder, you can now earn 10% back in Groupon Bucks for your Groupon purchases, up to a $50 monthly limit.  All you need to do is opt into the partnership and use your Chase credit card to earn the 10% Groupon Bucks.  Groupon Bucks are similar to eBay Bucks in that you earn them on Groupon purchases and you can redeem them for future Groupon purchases (more details below).

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Staples Chase Offer: $30 / $20 / $10 Off $100 Purchases (Found on Biz Cards)

Good afternoon everyone, I was catching up on Doctor of Credit (it’s almost a full time job to read everything they publish on a daily basis) and just read the post Chase Offers: Save Up To 30% At Staples (Business & Personal Offers).  The post is a few days old, but I am glad I read it.  I had no idea that Staples had a new Chase Offer where you could get $30, $20, or $10 back on a $100 purchase.  As luck would have it, I have 3 business credit cards that each received a different offer ($30 on Chase Ink Cash, $20 on Chase Ink Plus, and $10 on Marriott Biz).  I loaded the offers to my business credit cards and drove to my local Staples.

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Trim Saved Me Another $15 on my Comcast Xfinity Cable Bill

Good afternoon everyone, I hope you had a great weekend.  2 years ago, I wrote about Trim: Trim Saves Money on Monthly Cable / Phone / TV / Internet Bills (Negotiates Discounts on your Behalf).  Fast forward to today and Trim is still saving me money.  A few days ago, I got an email from Comcast Xfinity that said I was receiving a $15 credit.  Every few months, Trim will contact Comcast Xfinity on my behalf and negotiate a lower monthly bill or find a promo I am eligible for.  I do not have to do anything other than sit back and wait for the savings.

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