Good morning everyone. A few readers have asked me if they should keep their old Chase IHG Rewards Select Credit Card ($49 annual fee) and old Chase Hyatt Credit Card ($75 annual fee) in exchange for the annual free night certificate. As a reminder, the free night certificates are not really free, since you pay the annual fee before getting the free night certificate – they are more like prepaid free night certificates with a strict expiration date. Both of these credit cards are no longer available to new applicants, so if you do not have these credit cards right now, there is no way for you to get them now. That also means that if you ever cancel or upgrade to the new Chase IHG Rewards Premier Credit Card or the new Chase World of Hyatt Credit Card, you will never be able to get the old Chase IHG Rewards Select Credit Card and old Chase Hyatt Credit Card again.
