Good morning everyone, I hope your weekend is off to a great start.  A few days ago, I wrote My 8 Credit Card App-O-Rama Results (Mostly Bad News).  In that post, I shared the details (and denials) for most of the credit cards below.  At the end of that post, I said I would share my experience applying for the Barclays Wyndham Rewards Credit Card.

• Bank of America Alaska Airlines Visa Signature Credit Card: 30,000 AS Miles + $100 statement credit after spending $1,000 in 3 months ($75 annual fee)
• Bank of America Virgin Atlantic Credit Card: 75,000 VA Miles after spending $12,000 in 6 months ($90 annual fee)
• Bank of America Amtrak Rewards Credit Card: 30,000 Amtrak Points after spending $1,000 in 3 months ($79 annual fee)
• US Bank Altitude Reserve Credit Card: 50,000 FlexPoints ($750 in travel credit) after spending $4,500 in 3 months ($400 annual fee)
• Wells Fargo Visa Signature Credit Card: 20,000 Go Far Reward Points after spending $1,000 in 3 months ($0 annual fee)
• First Bankcard Best Western Credit Card: 50,000 Points after spending $1,000 in 3 months ($59 annual fee, first year waived)
• Synchrony Bank Cathay Pacific Credit Card: 50,000 CX Miles after spending $2,500 in 3 months ($95 annual fee)
• Barclays Wyndham Rewards Credit Card: 45,000 Wyndham Points (3 free nights) after spending $2,000 in 3 months ($75 annual fee)

Even though this credit card was listed at the end of my App-O-Rama post, it was actually the first credit card I applied for during this App-O-Rama.  Unfortunately, my application went to pending and then to denied a few days later.  This credit card was going to be harder to get than I thought.  I decided to wait for the denial letter and put my reconsideration skills to the test.

Continue reading →