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Calculate Discover It Q3 Restaurant Spend ($75 Cash Back Max)

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Good morning everyone. August 15 marks the midway point of Q3 (July 1 to September 30), so I wanted to do a quick check to see how I was doing in regards to my Q3 restaurant spending on my Discover It Credit Card. This quarter, the Discover It Credit Card is paying 5% cash back on all restaurant purchases, up to $1,500 in spend. If you max out Q3, you will earn $75 cash back ($1,500 x 5% = $75).

After you complete the $1,500 restaurant spend this quarter, all future restaurant spend only earns 1% cash back this quarter. I don’t want to do that, since I would rather put the extra restaurant spend on my Chase Sapphire Reserve Credit Card and earn 3x Chase Ultimate Rewards Points per dollar at restaurants. Some people value Chase Ultimate Rewards Points at more than 1.5 cents per point, but I tend to redeem them for airfare at 1.5 cents per point, so 3x Chase Ultimate Rewards = 4.5% cash back vs. Discover It’s 5% cash back (plus, I tend to redeem my Discover cash back for discounted gift cards through the Discover Deals portal). Anyway, let’s get back on track and talk about calculating Q3 restaurant spend on the Discover It Credit Card.

After logging into your Discover online account, click the Activity & Payments drop down menu and click the Search Transactions link.

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10% Rebate on Redeemed Hyatt Points (Promotion Ends September 30)

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Got Hyatt hotel nights booked? Are they now through the end of September? If so, make sure you’re registered for this promo and get 10% of your redeemed points back! Doesn’t matter whether you’re using all points or points and cash. It’s been a while since this promo was offered by Hyatt. Last time it ran, the night before the promo started I had just checked out of a Hyatt hotel stay……bummer. And wouldn’t you know it, even though I’ve already stayed over 90 nights at Hyatt properties this year, right now I don’t have a single Hyatt stay planned for September. But if YOU DO, make sure to get in on this deal. And if you need some points to top off your Hyatt account for those points rebate nights, right now you can buy Hyatt points with up to a 40% bonus right now.

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Big News in the World of Beer!

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Big news in the world of beer! It’s time to grin and beer it :) Guinness is famous for making stout beer, and this week, the Irish company opened a new brewery in Maryland. It’s the first time Guinness has had a brewery in the U.S. in more than 60 years. But…….Guinness will NOT be brewing its famous stout in America. You can read all about it here.

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Image source: https://www.npr.org/sections/thesalt/2018/01/14/577654344/behind-the-genius-of-guinness-irelands-most-popular-tourist-attraction

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Southwest Airlines to Hawaii…….YES Please!

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Aloha! Ready for that cup of Kona coffee, or that authentic poke bowl? All year long whenever I’ve flown Southwest Airlines, I always ask the SWA employees if they’ve heard anything new about when Southwest will be flying to Hawaii. They’ve never given me any insider information, so we laugh when I tell them it’s likely the day after my SWA Companion Pass expires Southwest will commence flights to Hawaii!

Yesterday we got some news.

Southwest held a meeting in Honolulu and revealed approximate dates Southwest flights will go on sale and start flying to Hawaii. SWA also announced that their two free checked bags and free flight change policies will remain intact for flights to Hawaii. Executive Vice President and Chief Revenue Officer Andy Watterson told the press that the announcement of flights will come by October at the latest, and service would “begin possibly just weeks thereafter.”

Destinations

Southwest will serve the following Hawaiian destinations:

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The Fastest Way from San Francisco to the SFO Centurion Lounge

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Disclosure: I have TSA PreCheck, a Clipper Card, and travel with carry-on bags.  If you do not have TSA PreCheck, your security screening will take longer.  If you do not have a Clipper Card, you will need to buy a one-way BART ticket prior to riding BART.  If you need to check your bags, you will need to drop off your bags before going through security.  With that said, here is how to get to the SFO Centurion Lounge like a pro.

Good morning everyone, happy Friday. I fly out of SFO often and try to swing by the SFO Centurion Lounge as often as I can – even if it is just for a few minutes to grab a bite to eat before heading to my gate.  I will show you how to get from San Francisco to the SFO Centurion Lounge like a pro.  Since I work in San Francisco, I usually take BART (Bay Area Rapid Transit) to SFO.  I jump on the yellow line headed to SFO and I can get there in under 40 minutes (make sure you are on the train that says SFO / San Francisco Airport).

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Image source: https://commons.wikimedia.org/wiki/File:BARTMapDay.svg

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