Good morning everyone, I hope you had a great weekend. Last week, I noticed that my $75 annual fee posted on my Barclays Wyndham Rewards Credit Card. I signed up for this credit card during my September 2017 App-O-Rama and received 45,000 Wyndham Rewards Points as a welcome bonus (enough for 3 free nights, which I still haven’t used yet). I wrote a similar post about my Barclays Credit Card Targeted / Spending Offers for May 2018. In today’s post, I will share my retention / targeted spending offers on my 3 Barclays credit cards.
Let’s start with my Barclays Wyndham Rewards Credit Card. I haven’t put a single dollar of spend on this credit card in the last 10-11 months since I received the sign up bonus, so I wasn’t expecting any retention offers. After calling Barclays and directly asking for the annual fee to be waived, the rep said that I could downgrade to the no annual fee version of the credit card, but I would miss out on the 6,000 anniversary Wyndham Rewards Points (which she stated would post 45 days from the date the annual fee posted). I decided that 6,000 Wyndham points was worth $75 and kept the credit card as is. I then asked if there were any targeted spending offers available and the rep said there was an offer to earn an extra Wyndham Rewards point on gas and grocery purchases. I wasn’t paying very close attention because that wasn’t the type of offer I wanted. I was looking for a “Spend $X, get Y bonus Wyndham Rewards Points” type offer. I asked the rep if there were any other offers and she stated there was only a 0% balance transfer offer available. I declined the balance transfer offer and told her I would accept the spending offer. I then asked if she could check my other Barclays credit cards to see if any of those credit cards had targeted spending offers available.