Tag Archives: Cash Back

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Targeted Spending Offers on US Bank Club Carlson Business & Cash Plus Credit Cards

Good morning everyone, happy Friday!  By the time you read this post, I will be on my way to Denver for a short weekend trip (with a Sunday travel meetup in Denver).  My love affair with US Bank continues as they continue to shower me in gifts (in the form of targeted spending offers) on my US Bank Club Carlson Business Credit Card and US Bank Cash Plus Credit Card.  Let’s go through the offers and see if there are any winners.

First up, I have a targeted spending offer on my US Bank Club Carlson Business Credit Card.  After spending $2,000 on the credit card, I will earn an extra 5 Club Carlson Points per dollar, up to 5,000 bonus Club Carlson Points.  To maximize the offer, I would need to spend exactly $3,000.  I would receive $3,000 x 5 points per dollar = 15,000 Club Carlson Points + 5,000 bonus Club Carlson Points = 20,000 Club Carlson Points.  20,000 Club Carlson Points is worth ~$100 (each Club Carlson Point is worth 0.5 cents to me), so $100 / $3,000 = 3.33% return.  Not bad, but I really don’t want any more Club Carlson Points, so I will pass on this offer.

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Earn a $10 Statement Credit for using US Bank Credit Card with ApplePay (May 23 – June 30)

Good afternoon everyone, I hope your week is going well.  I am really late to the party, but US Bank sent out emails last week to cardholders with a $10 bonus if you added your US Bank credit card to your ApplePay wallet and made an ApplePay purchase of $10 or more.  I received the email for my US Bank Club Carlson Personal Credit Card, US Bank FlexPerks Select+ American Express Credit Card, and US Bank Cash+ Credit Card.  I have 3 other US Bank credit cards that did not receive the email.

There are 2 ways to use ApplePay: in-app purchases, such as buying tickets from the StubHub app or for paying for your Uber/Lyft ride; or in-store purchases, made at the register at your local store or gas station.  I’m not sure if both ways will trigger the bonus, but I assume so.

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Front Range Travel Hacker’s June Meetup with Several Boarding Area Bloggers (Sunday, June 4 @ 12-2PM in Denver, CO)

Good evening everyone, happy Friday!  If you are in the Denver area on Sunday, June 4, you are in luck.  I will be heading to Denver that weekend and spending some time with a few of my fellow Boarding Area bloggers.  My friends Nigel and Bill run the Front Range Travel Hackers Meetup Group and they have organized a great meetup for that Sunday afternoon.  There will be a few Boarding Area bloggers in attendance and maybe a few last minute additions as well.  The meetup is free to attend, but please join the Meetup group and RSVP to the event so they know how many people to expect at the restaurant.

  • Where: Breck on Blake, 2220 Blake St, Denver, CO (Google Map)
  • When: Sunday, June 4, 2017 from 12-2PM

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I will post a reminder post a day before the Meetup.  If you have any questions, please leave a comment below.  Have a great Memorial Day Weekend everyone!

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Best Credit Card for Restaurants: US Bank Cash Plus or FlexPerks Gold AMEX?

Good afternoon everyone, I hope you are having a great weekend. I am currently in Miami on my way back home to San Francisco after my week-long vacation to Saint Kitts and Nevis and my stay at the Marriott Saint Kitts Beach Club timeshare property (2 trip reports coming later this week, or next week, or never – let’s see if I can get these posted before I forget). Enough about me, let’s talk about credit card rewards.

A long time ago, my go to credit card for all restaurant purchases was my beloved Citi Forward Credit Card. I used to earn 5x Citi Thank You Points for all restaurant purchases, from fast food to fine dining. Unfortunately, Citi changed the card earnings on restaurant purchases from 5x to 2x, so I looked for a suitable replacement. The obvious choice was Chase Sapphire Preferred with 2x on restaurants, then along came the Chase Sapphire Reserve with 3x on restaurants. I tried to apply for the Chase Sapphire Reserve (twice!), and got declined (twice!) due to 5/24.  I don’t have any other Chase credit cards that I want to convert / product change to a Chase Sapphire Preferred or Chase Sapphire Reserve either.  With those sad facts, my search for a suitable restaurant credit card continued.

I was pretty happy using my US Bank Cash Plus Credit Card for restaurant purchases – earning 2% cash back at restaurants and 5% cash back at fast food restaurants.  That was good enough for a few months until I got an email from US Bank that changed everything…

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2,000 Membership Reward Points Post Quickly for AT&T Small Business Wireless AMEX Offer

Good morning everyone, happy Friday!  A few days ago, there was a great AMEX Offer that came out from AT&T Small Business Wireless where you could earn 2,000 Membership Reward Points for making a qualifying purchase of $200 or more.  To make the AMEX Offer even better, you could use that AMEX Offer up to 3 times per enrolled card and get up to 6,000 Membership Reward Points.  Frequent Miler and Doctor of Credit were the first I saw to cover the AMEX Offer.  Even though the AMEX Offer was only targeted to American Express business cards and supposed to be for business wireless purchases, I decided to see what would happen when I made a $200 payment to my AT&T Wireless account (I do use AT&T service for my blog).  If you are interested, here are the full AMEX Offer terms:

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