Tag Archives: Cash Back

a close up of a logo

How to Trigger $7 Dunkin Credit with $7 Gift Card Reload in Dunkin App

Posted on by . 10 Replies

Good afternoon everyone, I hope you had a great weekend.  Along with the new card designs on the American Express Gold Card, you now have a $7 Dunkin credit every month.  There are not many Dunkin locations in the Bay Area, but I didn’t want to let a $7 credit go to waste.  I created a Dunkin account, download the app, signed in, and went through the process to buy a $7 Dunkin gift card, but that transaction kept failing.  I then decided to “gift myself” a $5 Dunkin egift card which I was able to add to my Dunkin account and then proceed with the $7 Dunkin reload.  If you already have a Dunkin card in your Dunkin account, you can skip this first step.

If you are starting from scratch (like me), go to the Dunkin gift card page and click the Buy Now button under the Give the Gift of Dunkin.

a screenshot of a website

Continue reading →

a logo with a circle

Discover It Credit Card $50 Authorized User Bonus (Targeted Offer, SSN Required)

Posted on by . Leave a reply

Good afternoon everyone, I just received the following email from Discover regarding my Discover It Credit Card. If I add an authorized user to my account and the authorized user makes a purchase by October 5, 2024, I will get a $50 bonus.  I believe this offer is targeted since I didn’t see any mention of the authorized user bonus when I signed into my Discover online account and went to the Authorized User page. Last week, Discover had a similar promo with their referral program: Discover It Credit Card $100 Referral Offer, Earn up to $500 / Year (Referral Links Needed).  If you have a Discover It, please share your referral link in that post.

a screenshot of a cashback bonus

Continue reading →

a horse drawn carriage with horses

Wells Fargo Increasing Out-of-Network ATM Cash Withdrawal Fee from $2.50 to $3.00 (Effective 9/1/24)

Posted on by . Leave a reply

Good afternoon everyone.  I was reviewing my recent Wells Fargo checking account statement and noticed a few updates in the IMPORTANT ACCOUNT INFORMATION section at the end of my statement.  There is good news if you use non-Wells Fargo ATMs for balance inquiries and funds transfers.  I never knew you could do these with out-of-network ATMs (I would just use the Wells Fargo app or website to do that), but the $2.50 fee is going away, effective September 1, 2024.

Unfortunately, there is also bad news if you use out-of-network ATMs for cash withdrawals.  Effective September 1, 2024, the fee is increasing from $2.50 to $3.00 per transaction, and that doesn’t include the fee that the ATM owner will charge you either.

a close up of a document

Continue reading →

a blue and black logo

Discover It Credit Card $100 Referral Offer, Earn up to $500 / Year (Referral Links Needed)

Posted on by . 13 Replies

Good afternoon everyone, I hope your week is going well.  Discover recently sent out emails to cardholders of the Discover It Credit Card (referral link) announcing a new referral offer where you can earn $100 per referral, up to $500 per calendar year.  If you have this credit card, follow the steps in the post to generate your referral link and please post your referral link in the comments section for other readers to use.

The Discover It referee will earn $100 after being approved and making their first purchase, plus this credit card is currently offering 5% cash back on Grocery Stores and Walmart, up to $1,500 in purchases from now through September 30, 2024.

a screenshot of a website

Continue reading →

a woman with blonde hair and a green shirt

Midyear Review: My Credit Card Retention Offer Thought Process & Results

Posted on by . 4 Replies

Good morning everyone, I hope your weekend is going well. A few days ago, I wrote about my Midyear Review: My 2024 Airline, Hotel & Credit Card Predictions (as predicted, my success rate was terrible). Thankfully, my success rate when it comes to credit card retention offers is much better. Let me ask you a question, if you could make $50, $100, or $150+ from making a phone call, would you do it? If you said yes, then you should make credit card retention offer calls.

In this post, I will share my thought process when it comes to making retention offer calls and then share my midyear results. Here are my thoughts:

1. I call every time a credit card annual fee posts to my account. I have also found that no annual fee business credit cards sometimes have retention offers, but I haven’t had much luck with no annual fee personal credit cards. Lastly, I try to call a few days after the annual fee posts to my account, but several weeks before the credit card payment is due. Continue reading →