Good afternoon everyone. During last week’s rundown of credit cards who charged me an annual fee in March, I wrote about my Wells Fargo Propel World American Express Credit Card. In that post, I mentioned that this credit card has a $175 annual fee and I could not figure out how Wells Fargo could justify charging $175 for this credit card. I also reminded myself that this credit card offers a $100 airline reimbursement credit each cardmember year. And since the annual fee posted on April 2, I figured I was in a new cardmember year. I then used this credit card to buy a $100 Southwest Airlines egift card. A few days later, I received the following email regarding the $100 airline reimbursement.
Good morning everyone, I hope your weekend is going well. On Friday, I was looking at my existing Southwest Airlines reservations and found a flight that went down by $45. My weekly routine is to check all my existing Southwest Airlines flights every Tuesday morning – that is when Southwest Airlines sends out emails regarding airfare sales. During my most recent flight rebooking, I noticed that the rebooking process got a (much needed) face lift. Southwest Airlines is doing some Spring cleaning, because they recently updated their (previously broken) gift card balance checker. For reference, here is what the old rebooking process looked like. To get started, click on the Change / Cancel tab on the homepage, then enter your confirmation number, first name, last name, and click the Search button.
Good morning everyone, I hope you enjoyed reading about my credit card decisions surrounding keeping, closing, or converting my credit cards after the annual fees post. Check out my thoughts on my Chase Sapphire Reserve and Chase Ink Plus Business credit cards; my American Express Hilton Ascend and SPG Business credit cards; my Bank of America Alaska Airlines Business and Citi AT&T Access More credit cards. As a reminder, here are all the credit cards and their annual fees. In today’s post, I am going to cover both the US Bank FlexPerks Gold American Express Credit Card and the Wells Fargo Propel World Elite American Express Credit Card. Are they worth keeping, should I close them, or should I convert them to another credit card?
- Chase Sapphire Reserve – $450 (posted 4/1)
- Chase Ink Plus Business – $95 (posted 4/1)
- American Express Hilton Ascend – $95 (posted 4/3)
- American Express SPG Business – $95 (posted 4/6)
- Bank of America Alaska Airlines Business – $75 (posted 4/2)
- Citi AT&T Access More – $95 (posted 4/4)
- US Bank FlexPerks Gold – $85 (posted 4/3)
- Wells Fargo Propel World – $175 (posted 3/31)
US Bank FlexPerks Gold American Express Credit Card
The $85 annual fee just posted and I have seriously lost interest in FlexPoints over the years. The death nail came on December 31, 2017, when FlexPoints changed to a fixed 1.5 cents per point (CPP) value for all travel redemptions. This credit card earns 3x on airfare, 2x on gas, and 2x on restaurants. I currently use my Chase Sapphire Reserve Credit Card for travel, restaurants, and gas since I get 3x Chase Ultimate Reward Points on those purchases. I can also redeem Chase Ultimate Reward Points for travel at 1.5 CPP, so the Chase Sapphire Reserve Credit Card is as good or better in every way compared to the US Bank FlexPerks Gold American Express Credit Card. I redeemed almost all of my FlexPoints before December 31, 2017, and have a few hundred FlexPoints leftover in my account. Not to worry, I have a no annual fee US Bank FlexPerks Select+ American Express Credit Card that will keep my few hundred FlexPoints alive.
Decision: US Bank FlexPerks Gold American Express Credit Card will be converted to a no annual fee US Bank Cash 365 American Express Credit Card. That card earns 1.5% cash back on all purchases, so it will never be used.
Good evening everyone. I just saw this on the Ebates homepage. They are currently running a Friday the 13th promo where 75+ stores are offering 13% cash back. If you are not an Ebates member, sign up for a free account (my referral link – thank you) and receive a $10 bonus after your first $25 purchase. You can see the whole list of stores here. Don’t forget to check Cash Back Monitor to compare cash back rates from several online shopping portals.
If you have any questions, please leave a comment below. Have a great evening everyone!
Have you ever read a blog post and felt like such a slouch for leaving so many points/miles on the table? I have, and it’s embarrassing. Especially when with very little effort and a slight change in my thinking, those points could be where they belong… in my account! We all know that using a credit card that offers bonus points for dining is the number one way NOT to leave points on the table. But there are many other ways to accrue miles and points for dining out that I’ve been neglecting, and that’s not good. Lee at Bald Thoughts wrote a great piece about making the most of eating out to build up those miles and points.