Tag Archives: Cash Back

Need a Last Minute Gift? Earn Rewards for Buying Virtual Gift Cards from Slide, Fluz & MileagePlusX

Good afternoon everyone.  The holiday season is upon us and we are now in the home stretch.  If you still have a few more gifts to give this year, there is still time to send your friends, family members, neighbors and teammates a gift card.  Of course you can run out to your local grocery store, restaurant, pharmacy, or office supply store to pick up a physical gift card, but if you don’t want to leave your house, you can buy a virtual gift card from the convenience of your phone (and earn rewards).  Whenever I need to buy a gift card for myself or for someone else, there are 3 apps that I use: Slide, Fluz, and MileagePlusX.

I will go into more detail on how to use each app, but there are 3 important things to know about these apps: your virtual gift card is ready to use right away; you can usually purchase the virtual gift card in an exact dollar amount; and you earn rewards in the form of cash back or United Airlines Miles.  Without further ado, let’s go through these 3 apps.

Slide (Apple App Store / Google Play Store)

Slide offers 4% cash back on all virtual gift card purchases (which may be higher or lower than the other 2 apps, depending on the store).  If you are a new member, please use my Slide referral link and you will get a $5 credit towards your first 4 purchases ($20 off total).  For comparison purposes, I bought Panera Bread virtual gift cards from all 3 apps to compare the process and show the various rewards.  After you create your Slide account, type the store name into the search box.  If the store is offered on Slide, you will see it in the search results.  Click on the store name to purchase a virtual gift card.

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My Best Practices for New Credit Cards and Sign Up Bonuses

Good afternoon everyone, I hope your week is going well.  I recently completed the minimum spending requirement for 4 different credit cards (My October 2020 Credit Card App-O-Rama Results) and wanted to share my best practices for new credit cards and sign up bonuses.  I currently have 32 credit and charge cards open and have had 90 other cards since I started travel hacking in 2011.  To the best of my knowledge, I have never missed a credit card sign up bonus by not completing the minimum spending requirement.  Feel free to use all, some, or none of my best practices with your next credit card.  For this post, I am going to use a fictitious credit card as an example to illustrate some of the pitfalls to avoid.

ABC Credit Card has a sign up bonus of 50,000 points after spending $3,000 in 3 months with a $95 annual fee.  You apply for the credit card on January 1 and your application is pending.  Your application gets approved on January 5 and your new credit card arrives on January 15.  You activate your new credit card on January 18.

Credit Card Tidying and Organization

When your new credit card arrives, I recommend activating it immediately.  Then set up online access to view and track your purchases.  If you get paid monthly, you may want to change the bill due date to a date that is more convenient for you (unfortunately, this may not be possible until after the first statement closes).  For simplicity, I like to have all my credit card statements close around the same date, so that I do not need to remember several different credit card due dates or statement closing dates.

If you are concerned about accidentally making a cash advance purchase, call the credit card company and ask to lower your cash advance limit to $0.  If you were approved with a small credit limit and have other credit cards from the same credit card company, ask if they can transfer some of your credit limit over to your new credit card.  If you want to receive your statements electronically, sign up for electronic statements (I will explain why below). Continue reading

Many Small Wins with Cash App Debit Card (Up to 20% Off Select Stores)

Good evening everyone, I hope you all had a great weekend.  I had a great time on Saturday morning attending the first FTU Virtual Seminar and look forward to the next FTU Virtual Seminar in February 2021.  A few weeks ago, Nick at Frequent Miler wrote Stop Sleeping on the Cash App.  I have had a Cash App account for several years (opened when Cash was only a money sending and receiving app similar to Venmo), but I was sleeping on the Cash App debit card and the boosted deals where you can get up to 20% off select stores (and sometimes even higher than that).

In today’s post, I will show you how the Cash App works and go through some of my recent “small wins” with a few different boosted deals.  If you are not a Cash App member, please use my referral link to sign up for a free account and get a $10 bonus (I will also get a $10 bonus when you join).  One of the cool features of the Cash App debit card is that you can design the debit card with various colors, various emoji’s (I selected the Money Eyes emoji with the tongue being the chip) and you can scribble a design or signature on the front.  Here is the front and back of my Cash App debit card:

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Last Call for Discounted FTU Online Membership & Reminder to Register for FTU Virtual Seminar (December 12)

Good afternoon everyone, I hope your week is going well.  If you do not have any plans this weekend, I highly recommend attending the FTU Virtual Seminar this Saturday, December 12 from 11am to 3pm ET (8am to 12pm PT for those on the West Coast).  Here is the full schedule of speakers and presentations.  You can either watch the FTU Virtual Seminars live on Saturday or watch the recording later, but you need to register before the event begins.  Tickets to the FTU Virtual Seminar are free if you have a FTU Online Annual Membership or $25 for non-members.  I highly recommend signing up for the FTU Online Annual Membership (read Buy a $49 Frequent Traveler University (FTU) Online Annual Membership & Attend First Virtual Seminar December 12).  The FTU Online Annual Membership is currently $49 but will go up to $129 on December 12.

Assuming I persuaded you to attend the FTU Virtual Seminar or better yet, purchase a FTU Online Annual Membership, the next thing you need to do is register for the FTU Virtual Seminar before December 12.  I assumed (incorrectly) that I was automatically registered for the FTU Virtual Seminar when I purchased my FTU Online Annual Membership, but that is not true.  You still need to register for the FTU Virtual Seminar if you want to live stream or watch the recording.  In this post, I will walk you through the steps to register for the FTU Virtual Seminar.

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New PFS Buyers Club US Mint Coin Deal: Spend $407, Make $23 (Live 12/10 @ 12pm ET)

Updated 12/9/20 at 9:40am PT: Deal is already full and PFS Buyers Club just sent out the following email: “Tomorrow’s deal is completely subscribed. We have other members asking to join, but we do not have any open spots.”  If you missed this deal, I recommend signing up for an account so that you receive the next deal email right away.

Good morning everyone, I just received an email from PFS Buyers Club about a new US Mint coin deal that is going live tomorrow (December 10 at 12pm ET).  PFS Buyers Club did a deal last month for a gold and silver coin.  I was able to buy the silver coin from the US Mint, sell the coin to PFS Buyers Club, and make $62 profit ($150 – $87.95 = $62.05).  This deal has higher spend ($406.95), but a lower profit ($23.05).  If you are interested in joining PFS Buyers Club, please sign up with my referral link (I earn a $20 referral bonus after your first PFS Buyers Club sale).  PFS Buyers Club does a great job out outlining all the necessary steps and tips to place your order on the US Mint website.  I will briefly cover the necessary steps below.

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