Tag Archives: Cash Back

New Discover Credit Card Benefit: Online Privacy Protection (Removes Personal Info from People-Search Websites)

Updated at 1:30pm PT on 8/9: I received an email this morning that Discover “helped remove 3 private data records”.  From start to finish, the entire process took about 2 weeks from initial scan to data records removed.  Scroll to the bottom to see the update.


Updated at 4:30pm PT on 7/28: I logged into my Discover app today and saw that 1 of my requests was already completed.  That was really fast!  Scroll to the bottom to see the update.


Good afternoon everyone.  I received an interesting email from Discover yesterday about a new credit card benefit called Online Privacy Protection.  I know online privacy is not super sexy, but I decided to check it out and see if it was something useful.  With all the data breaches and hacks / leaks out there, I know it’s impossible to get all of my personal info back, but if I can make it harder for hackers and scammers to get my info, I’m all for it.

Long story short, Discover uses a third party service that scans the 10 most popular “people-search” websites for your personal info, based on the personal info that Discover has on file for you.   If you have ever searched a person’s name on Google, you will usually see 4-5 “people-search” websites at the top of the search results.  These websites aggregate data and show your name, age, address, email address, and relatives.  They make money by selling your data to marketers and data brokers.  With Discover’s Online Privacy Protection service, you can request to have the service reach out to these websites and remove your personal info.  I’ll share the FAQs with you and show you what it found for me.

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Why I Converted my 3 Citi AT&T Access More Credit Cards to 3 Citi Custom Cash Cards

Good afternoon everyone.  A few month ago, I wrote My Experience Product Changing / Converting / Downgrading to the Citi Custom Cash Credit Card.  In that post, I shared my experience product changing from the Citi AT&T Access More Credit Card to the Citi Custom Cash Credit Card.  At the beginning of this year, I had 3 Citi AT&T Access More cards but by mid June, I had converted them all to Citi Custom Cash cards.  In this post, I will share why I loved the Citi AT&T Access More and why I stopped loving the cards over the years.

First things first, the Citi AT&T Access More is no longer available to new applicants and Citi recently stopped allow people to product change to this card.  With that info out of the way, here is why I used to love this card.  Instead of a traditional sign up bonus, this card offered a $650 statement credit after you purchased a new AT&T phone.  On September 20, 2016, I purchased a new AT&T phone (I honestly can’t remember which phone it was, but that’s not important).  This card earns 3x Citi ThankYou Points on AT&T purchases and online purchases; 1x on everything else.

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Unboxing Capital One Venture X Credit Card: Card Art, Welcome Letter, Brochure & Online Activation Process

Good afternoon everyone. A few weeks ago, I did a mini app-o-rama and applied for 3 credit cards: Capital One Venture X Credit Card, Chase IHG Rewards Premier Business Credit Card (read post), and Bank of America Alaska Airlines Credit Card (read post).

In this post, I will show you the Venture X card art, welcome letter, brochure, and the online activation process.  First things first, here is the front and back of the Venture X.  It is not very flashy and looks very simple.  On the back, there is a key icon.  I figured out that you can hold the card up to the screen when you sign into the Capital One app to complete the Two Factor Authentication.

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AutoSlash Saved Me $425 on 2 Hawaii Car Rentals (Final Results)

Good evening everyone, I hope the first day of Summer is treating you well.  A few weeks ago, Laura and I went to Hawaii for vacation.  We needed to rent a car on Maui (OGG) for 3 days and another car on Oahu (HNL) for 4 days.  Naturally, I turned to AutoSlash to help find the cheapest car rentals for my vacation.  Last August, I wrote AutoSlash Saved Me $1300+ on 2 Hawaii Car Rentals (Final Results).  Rental cars were crazy expensive in 2021, so I didn’t expect huge savings in 2022, but AutoSlash did a great job and saved me $425 on 2 rental cars.  In this post, I will show you the final results and how many times I rebooked each reservation.

To get started, my original 3 day car rental on Maui was $360 and my original 4 day car rental on Oahu was $463.  I booked these reservations on April 9 and the car rentals were for June 7 and June 10.

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Use US Bank Cash Plus Credit Card or Altitude Go to Pay for Streaming Services?

Good afternoon everyone.  Earlier today, I wrote Goodbye Old US Bank Radisson Rewards Credit Cards, Hello New Altitude Go & Business Triple Cash Rewards.  After writing that post, I decided to dig into the $15 streaming credit on the US Bank Altitude Go Credit Card and compare it to the US Bank Cash Plus Credit Card, which offers 5% cash back on streaming services (among other 5% cash back category options).  As you can see, the US Bank Cash Plus offers “5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.”  Let’s check out those bonus categories.

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