Tag Archives: Cash Back

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How to Redeem Chase Ultimate Rewards Points via Pay Yourself Back (1.5 Cents Per Point for Restaurants, Grocery Stores & Home Improvement)

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Updated at 10:45pm PT on 5/31: The statement credit posted to my Chase Sapphire Reserve within 12 hours of using the Pay Yourself Back feature.  Photo added below.

Good morning everyone, I hope your weekend is going well.  A few days ago, Chase announced a new feature called Pay Yourself Back where you can redeem Chase Ultimate Rewards Points for purchases in select categories.  In this post, I will show you how to redeem Chase Ultimate Rewards Points for 1.5 cents with your Chase Sapphire Reserve Credit Card at restaurants, grocery stores & home improvement stores (valid from May 31 through September 30).  To get started, click here and sign into your Chase online account.  Then select your Chase Sapphire Reserve.

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Trim Saved Me Another $57 on My Comcast Xfinity Cable Bill ($167 Saved Lifetime)

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Good morning everyone, happy Friday and happy Memorial Day Weekend!  Earlier this week, I wrote Get $25 Utility Bill Credit from Arcadia + Earn 5% Cash Back with US Bank Cash Plus.  In that post, I mentioned that I Use Trim to Save Money on Cable / TV / Internet / Phone Utility Bills.  Trim must have been reading that post because the very next day, Trim saved me another $57 on my Comcast Xfinity cable bill.  As a reminder, Trim will reach out to your utility company (cable, TV, internet, and phone) on your behalf and negotiate a lower monthly cost or get you a 1 time courtesy credit.  In exchange for negotiating a lower rate, Trim takes a cut of the savings.  I received the following email from Comcast Xfinity regarding a credit to my bill.  Laura and I did not contact Comcast recently regarding our bill, so I knew Trim had worked their magic once again.

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Get $25 Utility Bill Credit from Arcadia + Earn 5% Cash Back with US Bank Cash Plus

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Good afternoon everyone, I hope your week is going well.  During the current Coronavirus Pandemic, it is important to save money on everyday purchases.  I recently wrote how to Use Trim to Save Money on Cable / TV / Internet / Phone Utility Bills.  In today’s post, I am going to show you how to save money on your electricity bill with Arcadia and earn 5% cash back paying your bill.  Most electricity utility companies charge you a fee to pay your bill with a credit card, but with Arcadia, you can use a credit card without paying any fees.  Plus, if you have a US Bank Cash+ Credit Card, you can earn 5% cash back (just select the Home Utilities cash back category).  Keep reading to find out how to earn a $25 utility bill credit.

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2 Strategies for Buying USPS Forever Stamps Online (AMEX Business Platinum Card $20 Monthly Benefit)

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Good morning everyone.  On May 1, American Express introduced many new (temporary) benefits to the American Express Business Platinum Card, including a $20 monthly credit for shipping (which includes USPS, UPS & FedEx) that is valid from May 1, 2020 to December 31, 2020.  A few days ago, I wrote How to Purchase & Print USPS Shipping Labels Online (AMEX Business Platinum Card $20 Monthly Benefit).  I’ve also read a few other blog posts where travel bloggers said that they will buy $20 of stamps every month, even though they have no need for stamps.  I thought it would be a good idea to share 2 strategies for buying stamps online.  Just a heads up, the USPS charges a small $1.30 shipping charge for buying stamps online, but if you would rather avoid the $1.30 fee, you can visit your local post office.

Strategy 1: Buy Stamps Throughout the Year for the Holidays

You might be surprised to know that there are 40 different versions of Forever Stamps currently available for sale on the USPS website, with new stamp designs added throughout the year.  If you are someone who sends Christmas / Hanukkah / holiday greeting cards, there are several options available and you can purchase the necessary stamps monthly throughout the year.  If you live in Alabama or Maine, there are also specific stamps featuring your state.

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Sweet Retention Offer on Chase Marriott Bonvoy Business Credit Card ($99 Annual Fee)

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Good afternoon everyone.  A few weeks ago, I wrote Reconsideration Strategy for Credit Card Annual Fees During Coronavirus Pandemic.  In that post, I shared all of my credit cards with annual fees that were coming due soon and my plan for retention offers.  While I struck out with American Express regarding my American Express Gold Card and American Express Hilton Aspire Credit Card, I did score a sweet retention offer on my Chase Marriott Bonvoy Premier Plus Business Credit Card.

I don’t believe this credit card is still available for new applications, but if you have another Chase Marriott business credit card, you should be able to product change to this card.  According to the card benefits, there is really nothing very special about this credit card except for the fact that you get a free night certificate every year that is valid at Marriott properties that cost up to 35,000 Marriott Bonvoy points.  If you spend $60,000 on this credit card, you will earn a second free night certificate.  The credit card has a $99 annual fee.  The annual fee just posted to my account, so I decided to call Chase to see what kind of retention offers were available.

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